AARP Hartford Auto Insurance: Everything You Need to Know

As you age, the cost of auto insurance can become a significant expense. This is why AARP and The Hartford have partnered to offer auto insurance exclusively for AARP members. In this article, we’ll discuss everything you need to know about AARP Hartford auto insurance.

What is AARP Hartford Auto Insurance?

AARP Hartford Auto Insurance is a collaboration between AARP, a membership organization for people aged 50 and over, and The Hartford, an insurance company with over 200 years of experience. This partnership provides AARP members with exclusive access to auto insurance policies at a special discounted rate.

AARP Hartford Auto Insurance offers a range of coverage options, including liability, collision, personal injury protection, and uninsured/underinsured motorist coverage. AARP members can also get additional benefits, such as lifetime renewability and a 12-month rate guarantee.

How to Get AARP Hartford Auto Insurance?

To get AARP Hartford Auto Insurance, you must be an AARP member. You can apply for membership online or by phone. Once you become a member, you can get a quote for auto insurance by visiting The Hartford’s website or calling their customer service hotline.

When you apply for a quote, you will need to provide some basic information about yourself and your vehicle. The Hartford will then give you a customized quote based on your information.

If you decide to purchase a policy, you can do so online or by phone. You will need to provide payment information and sign some documents to complete the process.

How Much Does AARP Hartford Auto Insurance Cost?

The cost of AARP Hartford Auto Insurance varies depending on a number of factors, including your age, driving history, vehicle make and model, and the coverage options you choose. However, AARP members can enjoy special discounted rates that can save them up to 20% on their premiums.

To give you an idea of how much AARP Hartford Auto Insurance might cost, we’ve put together a sample quote for a 65-year-old driver with a clean driving history and a 2019 Honda Accord. This driver has chosen liability coverage with limits of 100/300/50, collision coverage with a $500 deductible, personal injury protection with limits of $50,000, and uninsured/underinsured motorist coverage with limits of 100/300/50.

Coverage Type
Limit
Annual Premium
Liability
100/300/50
$522
Collision
$500 deductible
$408
Personal Injury Protection
$50,000
$223
Uninsured/Underinsured Motorist
100/300/50
$117
Total
$1,270

Remember, your quote may be different depending on your personal details and coverage choices. It’s always best to get a personalized quote to get an accurate estimate of how much you can expect to pay.

What Are the Benefits of AARP Hartford Auto Insurance?

AARP Hartford Auto Insurance offers a number of benefits to its members. Here are some of the most notable advantages:

  • Special discounted rates for AARP members
  • Lifetime renewability, which means your policy won’t be canceled as long as you continue to pay your premiums
  • A 12-month rate guarantee, which means your premium won’t increase during the first year of coverage
  • A variety of coverage options to choose from, including liability, collision, personal injury protection, and uninsured/underinsured motorist coverage
  • Awards and discounts for safe driving, good grades, and more

FAQ: Frequently Asked Questions About AARP Hartford Auto Insurance

What is AARP?

AARP is a nonprofit membership organization that represents people aged 50 and over. AARP provides members with a wide range of benefits and services, including healthcare, travel discounts, financial planning tools, and more.

Do I Need to Be an AARP Member to Get AARP Hartford Auto Insurance?

Yes, you must be an AARP member to be eligible for AARP Hartford Auto Insurance. Membership is open to anyone aged 50 and over.

What Makes AARP Hartford Auto Insurance Different from Other Insurance Companies?

AARP Hartford Auto Insurance offers exclusive benefits to its members, such as discounted rates, lifetime renewability, and a 12-month rate guarantee. Additionally, The Hartford has over 200 years of experience in the insurance industry and is a trusted name in auto insurance.

How Do I Make a Claim with AARP Hartford Auto Insurance?

If you need to make a claim with AARP Hartford Auto Insurance, you can do so online or by phone. You will need to provide some basic information about the incident, such as the date, time, and location of the accident. A claims representative will then guide you through the process of filing a claim and getting reimbursed for any damages.

Is AARP Hartford Auto Insurance Available in Every State?

AARP Hartford Auto Insurance is available in most states, but not all. To find out if AARP Hartford Auto Insurance is available in your state, you can visit The Hartford’s website or call their customer service hotline.

How Can I Contact AARP Hartford Auto Insurance?

You can contact AARP Hartford Auto Insurance by visiting The Hartford’s website or calling their customer service hotline at 1-888-808-5254.

Conclusion

AARP Hartford Auto Insurance is a great option for AARP members who want to save money on their auto insurance premiums. With exclusive benefits and a range of coverage options, it’s easy to see why so many people choose AARP Hartford Auto Insurance for their car insurance needs. If you’re an AARP member, be sure to get a quote from The Hartford to see how much you can save on your auto insurance policy.