AARP Dental Insurance: Everything You Need to Know

If you’re looking for dental insurance coverage, you may have come across AARP Dental Insurance. AARP is a non-profit organization that provides services and benefits to people over the age of 50. In this article, we’ll explore everything you need to know about AARP Dental Insurance, including its plans, benefits, cost, and how to enroll.

What is AARP Dental Insurance?

AARP Dental Insurance is a dental insurance plan offered by AARP to its members. The plan aims to provide affordable dental care to seniors and their families. AARP partners with Delta Dental to offer its dental plans.

AARP Dental Insurance offers various plans that provide different levels of coverage, depending on your needs and budget. The plans cover preventive, basic, and major dental services.

What are the benefits of AARP Dental Insurance?

AARP Dental Insurance has several benefits that make it a good choice for seniors and their families. Here are some of the benefits:

1. Wide coverage: AARP Dental Insurance offers a wide range of dental services, including preventive, basic, and major services.
2. Low cost: AARP Dental Insurance offers affordable rates for its dental plans.
3. No waiting period: AARP Dental Insurance does not have a waiting period for preventive services, which means you can get coverage as soon as you enroll.
4. No annual maximum: AARP Dental Insurance does not have an annual maximum, which means you can use your benefits as much as you need to.

What are the drawbacks of AARP Dental Insurance?

While AARP Dental Insurance has several benefits, it also has some drawbacks. Here are some of the drawbacks:

1. Provider network: AARP Dental Insurance uses Delta Dental’s provider network, which may not be as extensive as other dental insurance providers.
2. Limited coverage: AARP Dental Insurance’s plans have limited coverage for major dental services.
3. Age restrictions: AARP Dental Insurance is only available to AARP members who are 50 years or older.

What are the plans offered by AARP Dental Insurance?

AARP Dental Insurance offers three different plans:

1. Preventive Plan: This plan covers preventive services such as routine exams, cleanings, and X-rays.
2. Basic Plan: This plan covers preventive services as well as basic services such as fillings, extractions, and root canals.
3. Complete Plan: This plan covers preventive services, basic services, as well as major services such as crowns, dentures, and implants.

What is covered under each plan?

Here’s a breakdown of what each plan covers:

What is the cost of AARP Dental Insurance?

The cost of AARP Dental Insurance varies depending on which plan you choose, your location, and the provider’s fees. However, AARP Dental Insurance is generally affordable compared to other dental insurance plans.

Here’s an overview of the cost of each plan:

How to enroll in AARP Dental Insurance?

If you’re interested in enrolling in AARP Dental Insurance, you must be an AARP member. You can become an AARP member by visiting their website or contacting their customer service. Once you’re an AARP member, you can enroll in AARP Dental Insurance online or by phone.

FAQ

1. What is AARP?

AARP is a non-profit organization that provides services and benefits to people over the age of 50. It aims to improve the quality of life for seniors and their families.

2. What is the provider network for AARP Dental Insurance?

AARP Dental Insurance uses Delta Dental’s provider network. Delta Dental is one of the largest dental insurance providers in the United States.

3. Is AARP Dental Insurance worth it?

It depends on your dental care needs and budget. AARP Dental Insurance offers affordable rates and a wide range of dental services, but it also has some limitations. You should compare AARP Dental Insurance with other dental insurance plans to determine which one is the best for you.

4. Can I use AARP Dental Insurance with any dentist?

You can use AARP Dental Insurance with any dentist who accepts Delta Dental insurance. However, you may get more coverage if you choose a dentist who is in the Delta Dental provider network.

5. How can I learn more about AARP Dental Insurance?

You can visit AARP’s website or contact their customer service to learn more about AARP Dental Insurance.

In conclusion, AARP Dental Insurance is a good option for seniors and their families who are looking for affordable and comprehensive dental insurance coverage. The plans offered by AARP Dental Insurance cover preventive, basic, and major dental services, and the cost is generally affordable compared to other dental insurance plans. If you have any questions or concerns, you can contact AARP’s customer service for assistance.