AARP Car Insurance: Top Benefits, Discounts, and Coverage Options

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As you grow older, car insurance becomes more of a necessity than an option. Fortunately, AARP car insurance offers drivers over the age of 50 an extensive range of benefits, discounts, and coverage options. If you’re looking for car insurance that caters to your unique needs and lifestyle, AARP car insurance is worth considering. In this article, we’ll cover everything you need to know about AARP car insurance.

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What is AARP Car Insurance?

Formerly known as The Hartford, AARP car insurance is a popular car insurance provider that offers policies specifically designed for drivers over 50 years old. The company offers a range of benefits and discounts that are tailored to the needs of older drivers, including accident forgiveness, lifetime renewability, disappearing deductibles, and more.

AARP car insurance is offered through The Hartford Financial Services Group, Inc., one of the oldest and most respected insurance companies in the United States. With more than 200 years of experience, The Hartford is known for its exceptional customer service, financial stability, and quality insurance products.

Benefits of AARP Car Insurance

One of the biggest advantages of AARP car insurance is the range of benefits that it offers. Here are some of the top benefits of choosing AARP car insurance:

Benefits
Description
Accident Forgiveness
If you’re involved in an accident, your rates won’t go up.
Lifetime Renewability
Your policy won’t be cancelled due to age or health issues.
Disappearing Deductibles
Your deductible decreases every year that you don’t make a claim.
New Car Replacement
If your car is totaled, you’ll receive a new car with similar features.
24/7 Claim Service
Get help with claims anytime, anywhere.

These benefits make AARP car insurance an excellent choice for drivers who want peace of mind and a comprehensive insurance policy.

Discounts Offered by AARP Car Insurance

In addition to its extensive range of benefits, AARP car insurance offers a variety of discounts that can help you save money on your policy. Here are some of the top discounts offered by AARP car insurance:

Discounts
Description
Safe Driver Discount
If you maintain a clean driving record, you can save up to 10% on your policy.
Multi-Car Discount
If you insure more than one car with AARP, you can save up to 20% on your policy.
Anti-Theft Discount
If your car is equipped with an anti-theft device, you can save up to 15% on your policy.
Driver Training Discount
If you complete an approved driver training course, you can save up to 5% on your policy.
Low Mileage Discount
If you drive fewer miles than the average driver, you can save up to 20% on your policy.

These discounts can help you save a significant amount of money on your car insurance premiums, making AARP car insurance an attractive option for price-conscious drivers.

Types of Coverage Offered by AARP Car Insurance

AARP car insurance offers a range of coverage options that can be customized to meet your specific needs. Here are some of the types of coverage that AARP car insurance offers:

Liability Insurance

Liability insurance is mandatory in most states, and it covers damages that you cause to other people and their property in an accident. AARP car insurance offers liability insurance with limits up to $500,000.

Collision Insurance

Collision insurance covers damage to your car in an accident with another vehicle or object, regardless of who is at fault. AARP car insurance offers collision insurance with various deductibles.

Comprehensive Insurance

Comprehensive insurance covers damage to your car caused by events such as theft, fire, hail, and vandalism. AARP car insurance offers comprehensive insurance with various deductibles.

Uninsured/Underinsured Motorist Insurance

This type of insurance covers you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages. AARP car insurance offers uninsured/underinsured motorist insurance with various limits.

Personal Injury Protection

Personal injury protection (PIP) covers medical expenses and lost wages if you or your passengers are injured in an accident. AARP car insurance offers PIP with various limits.

FAQ: AARP Car Insurance

What is the minimum age to qualify for AARP car insurance?

To qualify for AARP car insurance, you must be over the age of 50.

Is AARP car insurance available in all states?

No, AARP car insurance is not available in all states. However, it is available in most states.

Can I get a quote for AARP car insurance online?

Yes, you can get a quote for AARP car insurance online through The Hartford’s website.

What if I need roadside assistance?

AARP car insurance offers 24/7 roadside assistance through its partnership with Allstate Motor Club.

Does AARP car insurance offer discounts for safe driving?

Yes, AARP car insurance offers a safe driver discount for drivers with a clean driving record.

In conclusion, AARP car insurance is an excellent choice for drivers over the age of 50 who want a comprehensive insurance policy that cater to their unique needs. With an extensive range of benefits, discounts, and coverage options, AARP car insurance offers peace of mind and savings. If you’re interested in AARP car insurance, visit The Hartford’s website to get a quote today.

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