Geico Commercial Auto Insurance: Everything You Need to Know

As a business owner, you know that having the right coverage for your vehicles is essential. Geico Commercial Auto Insurance is one of the most popular options on the market, offering a range of policies to meet the needs of businesses of all sizes. In this article, we’ll take a closer look at Geico Commercial Auto Insurance, including what it covers, how much it costs, and frequently asked questions.

What is Geico Commercial Auto Insurance?

Geico Commercial Auto Insurance is a type of coverage specifically designed for businesses with vehicles. Whether you have one company car or a fleet of trucks, Geico has policies that can help protect your assets and your employees in the event of an accident. Depending on the policy you choose, Geico Commercial Auto Insurance can cover:

Geico also offers add-on options like roadside assistance, rental car reimbursement, and coverage for personal belongings left in the vehicle. Overall, Geico Commercial Auto Insurance is a comprehensive option that can be tailored to meet the specific needs of your business.

How Much Does Geico Commercial Auto Insurance Cost?

The cost of Geico Commercial Auto Insurance varies depending on a few factors, including:

• The type of coverage you choose
• The number of vehicles you need to insure
• The driving records of your employees
• The location of your business

Generally, policies start at around $600 per vehicle per year, but prices can go up or down depending on your circumstances. The best way to get an accurate quote for your business is to contact Geico directly and provide them with as much information as possible.

FAQ: Geico Commercial Auto Insurance

1. Can I get Geico Commercial Auto Insurance for my personal vehicle?

No. Geico Commercial Auto Insurance is specifically designed for businesses with vehicles that are used for business purposes. If you use your personal vehicle for business purposes, you may need to look into a commercial policy.

2. Do I need Geico Commercial Auto Insurance if my employees use their own vehicles for work?

It depends on the circumstances. If your employees only use their personal vehicles occasionally for work purposes, their own personal insurance policies may be sufficient. However, if they use their vehicles regularly for work, you may need to consider a commercial policy to ensure they’re adequately covered.

3. What happens if I have an accident and my Geico Commercial Auto Insurance doesn’t cover all the damages?

If you’re found to be at fault for an accident and your insurance policy doesn’t cover all the damages, you’ll be responsible for paying the remaining costs out of pocket. This is why it’s a good idea to make sure you have enough coverage to protect your assets in the event of an accident.

4. Can I get a discount on my Geico Commercial Auto Insurance?

Geico offers a variety of discounts on their commercial policies, including multi-vehicle discounts, safe driving discounts, and more. Be sure to talk to your Geico agent about the discounts that may be available to you.

5. How do I file a claim with Geico Commercial Auto Insurance?

If you’re involved in an accident, the first step is to make sure everyone is safe and call the necessary emergency services if needed. Then, contact Geico to file a claim. They’ll walk you through the process and help you get the assistance you need.

Conclusion

If you’re a business owner with vehicles, Geico Commercial Auto Insurance is definitely worth considering. With a range of policies and add-ons available, you can customize your coverage to meet your needs and budget. Be sure to shop around and compare quotes from different companies to make sure you’re getting the best deal possible.