Regence Insurance: A Comprehensive Guide

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Regence Insurance is a not-for-profit health insurance company with a footprint in four states. The company provides health insurance coverage for individuals, families, and employers in Oregon, Washington, Idaho, and Utah. With over a million members, Regence provides affordable health insurance options to people of all ages and demographics. In this article, we’ll take a detailed look at Regence Insurance and its offerings.

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History and Background of Regence Insurance

Regence Insurance was founded in 1917 as the Spokane-based Washington State Medical Association, a not-for-profit organization that provided medical care to loggers and their families. The association later became a health insurance company in the 1940s, and eventually expanded to other states, including Oregon, Idaho, and Utah. In 2004, the company rebranded as Regence Group, and today, operates as Regence BlueCross BlueShield in Oregon and Regence BlueShield in Washington, Utah and Idaho, with headquarters in Portland, Oregon.

Regence Insurance is rated A- (Excellent) by A.M. Best, an independent rating agency that evaluates the financial strength of insurance companies. The company has also been consistently recognized for its customer service and community involvement.

Regence Insurance Coverage Options

Regence Insurance offers a range of health insurance plans for individuals, families, and employers. The company’s coverage options include:

Type of Coverage
Description
Individual and Family Plans
Provides comprehensive health insurance coverage for individuals and families
Employer Group Health Plans
Provides health insurance coverage for employers and their employees
Medicare Plans
Provides health insurance coverage for people who are eligible for Medicare
Dental Plans
Provides dental insurance coverage for individuals and families
Vision Plans
Provides vision insurance coverage for individuals and families

Regence Insurance also offers a range of health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs) to help members save money on healthcare costs.

Regence Insurance Provider Networks

Regence Insurance works with a network of healthcare providers to provide its members with access to high-quality healthcare services. The company’s provider networks include:

  • Regence BlueShield Network
  • Regence BlueCross BlueShield Network
  • Regence BlueCross BlueShield of Oregon Network
  • Regence BlueShield of Idaho Network
  • Regence BlueCross BlueShield of Utah Network

These networks include hospitals, clinics, physicians, and other healthcare providers who have agreed to provide services to Regence Insurance members at discounted rates. Members can use Regence’s online provider directory to find providers in their area.

Regence Insurance Customer Service and Support

Regence Insurance has a dedicated customer service team that is available to help members with their insurance-related queries and concerns. Members can contact the customer service team by phone, email, or online chat. The company also has a mobile app that allows members to access their insurance information and find providers on-the-go. Additionally, Regence provides a range of online resources, including educational materials and tools to help members make informed healthcare decisions.

FAQs about Regence Insurance

How do I enroll in Regence Insurance?

Individuals can enroll in Regence Insurance plans during open enrollment periods or if they experience a qualifying life event, such as getting married or having a baby. Employers can contact Regence Insurance to inquire about group insurance coverage for their employees.

What types of providers are in Regence’s provider networks?

Regence’s provider networks include hospitals, clinics, physicians, and other healthcare providers who have agreed to provide services to Regence Insurance members at discounted rates.

Does Regence Insurance cover out-of-network healthcare services?

Regence Insurance covers out-of-network healthcare services, but members may have to pay higher out-of-pocket costs for such services.

How do I file a claim with Regence Insurance?

Members can file a claim with Regence Insurance by submitting a claim form either online, by mail, or fax. The claim should include information about the healthcare service received and the amount charged.

How can I find out if a specific healthcare service is covered by Regence Insurance?

Members can use Regence’s online benefit tracker tool to find out if a specific healthcare service is covered by their insurance plan.

Conclusion

Regence Insurance is a reputable health insurance company that offers a range of coverage options and provider networks to its members. With a focus on affordability and customer service, Regence has become a trusted name in the health insurance industry. If you’re in need of health insurance coverage in Oregon, Washington, Idaho, or Utah, Regence Insurance is definitely worth considering.

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