As a small business owner, finding the right insurance provider can be a daunting task. You want to make sure you’re protected in case of any unexpected events, but you also don’t want to break the bank. This is where Next Insurance comes in. In this article, we’ll review Next Insurance and everything you need to know about their policies.
What is Next Insurance?
Next Insurance is a digital insurance provider that offers coverage to small business owners. Their policies include general liability, professional liability, and commercial auto insurance. They use technology to simplify the insurance process and offer personalized policies to fit your specific needs.
General Liability Insurance
General liability insurance protects your business from liability claims such as bodily injury, property damage, and advertising injury. Next Insurance offers up to $2 million in coverage for general liability. They also offer additional coverage options such as product liability and completed operations coverage.
One of the benefits of Next Insurance’s general liability coverage is that it includes advertising injury. This means that you’re covered if your advertising causes damage to another business or individual. For example, if your advertisement is accused of copyright infringement, Next Insurance would cover the legal costs and damages.
Next Insurance also offers a variety of add-ons for general liability coverage. These include cyber liability, equipment breakdown coverage, and inland marine coverage. These add-ons can be customized to fit your specific business needs.
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, covers your business if you’re sued for negligence or mistakes in your professional services. Next Insurance offers up to $1 million in coverage for professional liability. They also offer additional coverage options such as cyber liability and media liability.
One of the benefits of Next Insurance’s professional liability coverage is that it includes coverage for libel and slander. This means that you’re covered if you’re sued for defamation. For example, if a client accuses you of making false statements about their business, Next Insurance would cover the legal costs and damages.
Next Insurance also offers a variety of add-ons for professional liability coverage. These include cyber liability, technology errors and omissions, and independent contractor liability. These add-ons can be customized to fit your specific business needs.
Commercial Auto Insurance
Commercial auto insurance covers vehicles that are used for business purposes. Next Insurance offers coverage for a variety of vehicles including cars, trucks, vans, and trailers. They offer up to $1 million in coverage for commercial auto insurance.
One of the benefits of Next Insurance’s commercial auto insurance is that they offer coverage for hired and non-owned vehicles. This means that if your employees use their personal vehicles for business purposes, they’re covered under your policy.
Next Insurance also offers a variety of add-ons for commercial auto insurance. These include rental reimbursement coverage, roadside assistance, and comprehensive coverage. These add-ons can be customized to fit your specific business needs.
Next Insurance Reviews
Now that we’ve discussed Next Insurance’s policies in detail, let’s take a look at what their customers have to say. We’ve scoured the internet for Next Insurance reviews and compiled them below.
Website |
Rating |
Review |
Trustpilot |
4.4 stars |
“Next Insurance has been a great partner for my small business. Their policies are affordable and I appreciate the personalization they offer.” |
Consumer Affairs |
4.2 stars |
“I was hesitant to switch to an online insurance provider, but Next Insurance exceeded my expectations. Their customer service is top-notch.” |
Yelp |
3.5 stars |
“I had a minor issue with a claim, but Next Insurance resolved it quickly and efficiently. I appreciate their responsiveness.” |
Overall, Next Insurance has received positive reviews from their customers. Many customers appreciate the affordability and personalization of their policies. Some customers have had minor issues with claims, but Next Insurance has resolved them quickly.
FAQ
Is Next Insurance a good option for my small business?
Next Insurance is a great option for small business owners who are looking for affordable and personalized insurance policies. They offer a variety of coverage options and add-ons to fit your specific needs.
How does Next Insurance’s digital platform work?
Next Insurance’s digital platform simplifies the insurance process. You can get a quote, purchase a policy, and manage your policy online. They also have a mobile app that allows you to access your policy information on-the-go.
What types of businesses does Next Insurance cover?
Next Insurance covers a variety of small businesses including contractors, consultants, fitness professionals, and many more. They offer personalized policies to fit your specific business needs.
What happens if I need to file a claim?
If you need to file a claim, you can do so through Next Insurance’s online platform or mobile app. They have a team of claims specialists who will guide you through the process and help you get back to business as quickly as possible.
Can I cancel my policy with Next Insurance?
Yes, you can cancel your policy with Next Insurance at any time. They offer a pro-rated refund for any unused premium.
Conclusion
Next Insurance is a great option for small business owners who are looking for affordable and personalized insurance policies. They offer a variety of coverage options and add-ons to fit your specific needs. Their digital platform simplifies the insurance process and their customer service is top-notch. Overall, we highly recommend Next Insurance for small business owners.
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