Figo Pet Insurance Reviews

by

As a pet owner, you know how important it is to keep your furry friend healthy and happy. However, unexpected accidents, illnesses, and injuries can quickly add up in veterinary bills. That’s where pet insurance comes in, and Figo Pet Insurance is one of the most popular options on the market. In this comprehensive review, we’ll take a closer look at Figo Pet Insurance, examining its coverage options, pricing, customer service, and more.

Table Contents show

Figo Pet Insurance Overview

Figo Pet Insurance was founded in 2012 and is based in Chicago, Illinois. The company is known for its innovative technology, which allows pet owners to manage their policies and file claims on the go via a user-friendly app. Figo offers flexible and customizable coverage options, with a range of deductibles and annual limits to suit different budgets and needs.

Figo Pet Insurance policies cover accidents and illnesses, including hereditary and chronic conditions. You can also add optional coverage for routine care, such as wellness exams, vaccinations, and flea and tick prevention. Figo’s policies are underwritten by Markel American Insurance Company, which has an A rating from A.M. Best.

If you’re considering Figo Pet Insurance for your furry friend, read on to find out more about the company’s coverage, pricing, customer service, and other key features.

Coverage Options

Figo Pet Insurance offers three levels of coverage:

Level of Coverage
Monthly Premium
Deductible
Annual Limit
Essential
$15 – $30
$50 – $500
$10,000
Preferred
$30 – $60
$100 – $1,000
$14,000
Ultimate
$60 – $90
$200 – $1,000
Unlimited

The Essential plan is the most basic and affordable option, covering accidents and illnesses with a $50 deductible and $10,000 annual limit. The Preferred plan offers higher limits and a wider range of coverage, including behavioral therapy and alternative treatments. The Ultimate plan is the most comprehensive, with no annual limit and coverage for hip dysplasia, orthopedic conditions, and more.

Figo also offers add-on coverage for routine care, which can be added to any of the three plans for an additional cost. This includes coverage for annual exams, vaccinations, spaying/neutering, and more.

Pricing

Figo Pet Insurance pricing varies depending on your pet’s breed, age, location, and other factors. As a general rule, larger and older pets will be more expensive to insure. However, Figo offers a 5% discount for each additional pet you enroll, making it more affordable for multi-pet households.

To give you an idea of Figo’s pricing, here are sample monthly premiums for a one-year-old mixed breed dog in three different cities:

Coverage Level
Deductible
Annual Limit
Routine Care Coverage
Monthly Premium
Essential
$500
$10,000
None
$27.81
Preferred
$250
$14,000
None
$45.89
Ultimate
$200
Unlimited
None
$80.60

As you can see, pricing can vary significantly depending on the coverage level and deductible you choose. To get an accurate quote for your pet, you’ll need to provide Figo with some basic information about your pet’s age, breed, and location. You can also customize your policy by adjusting your deductible and annual limit to fit your budget.

Customer Service

One of the standout features of Figo Pet Insurance is its user-friendly app, which allows you to manage your policy, file claims, and view your pet’s medical records all in one place. The app has a 4.8-star rating on the App Store and a 4.6-star rating on Google Play, with users praising its ease of use and helpful features.

Figo also offers 24/7 customer support via phone, email, and live chat. The company has a reputation for excellent customer service, with many customers reporting prompt and helpful responses from Figo’s support team.

FAQs

What does Figo Pet Insurance cover?

Figo Pet Insurance covers accidents and illnesses, including hereditary and chronic conditions. You can also add optional coverage for routine care, such as wellness exams, vaccinations, and flea and tick prevention.

What is Figo’s pricing like?

Figo Pet Insurance pricing varies depending on your pet’s breed, age, location, and other factors. As a general rule, larger and older pets will be more expensive to insure. However, Figo offers a 5% discount for each additional pet you enroll, making it more affordable for multi-pet households.

What is Figo’s app like?

Figo’s app is user-friendly and allows you to manage your policy, file claims, and view your pet’s medical records all in one place. The app has a 4.8-star rating on the App Store and a 4.6-star rating on Google Play, with users praising its ease of use and helpful features.

Does Figo have good customer service?

Yes, Figo has a reputation for excellent customer service. The company offers 24/7 support via phone, email, and live chat, and many customers report prompt and helpful responses from Figo’s support team.

Is Figo Pet Insurance worth it?

Whether or not Figo Pet Insurance is worth it depends on your individual needs and budget. If you’re looking for flexible coverage options, customizable deductibles and annual limits, and a user-friendly app, Figo may be a good choice for you. However, it’s important to carefully review the coverage options and pricing before choosing a policy, and to compare Figo with other pet insurance providers to find the best fit for you and your pet.

Conclusion

Overall, Figo Pet Insurance is a solid choice for pet owners looking for customizable coverage, a user-friendly app, and excellent customer service. The company’s flexible policy options and add-ons make it easy to find a policy that fits your needs and budget, and the app’s helpful features make it easy to manage your policy and file claims on the go. If you’re on the fence about pet insurance or looking to switch providers, Figo is definitely worth considering.

Rekomendasi: