Florida Automobile Insurance Company: Everything You Need to Know

If you’re a driver in Florida, it’s essential to understand the role of automobile insurance in protecting yourself, passengers, and other drivers on the road. In this article, we’ll take a closer look at one of the most prominent auto insurance providers in Florida, and answer some of the most common questions drivers have about automobile insurance. Let’s get started!

What is Florida Automobile Insurance Company?

Florida Automobile Insurance Company (FAIC) is a leading provider of auto insurance services in the state of Florida. Founded in 1965, FAIC has been providing comprehensive and affordable auto insurance to Florida drivers for over fifty years. The company offers a wide range of auto insurance policies, including liability coverage, collision coverage, and comprehensive coverage, as well as other types of insurance policies such as homeowners insurance.

In addition to its insurance services, FAIC is also known for its commitment to customer service. The company has a team of experienced insurance agents who are dedicated to helping customers find the right insurance policies to meet their individual needs. FAIC also offers online insurance quotes, making it easy for drivers to get started with their insurance needs from the comfort of their homes.

Types of Insurance Policies Offered by FAIC

FAIC offers a variety of auto insurance policies designed to meet the needs of drivers of all types. Some of the most popular policies offered by the company include:

Policy Type
Description
Liability Coverage
Covers damages and injuries to other people in accidents caused by the policyholder
Collision Coverage
Covers damages to the policyholder’s vehicle in accidents
Comprehensive Coverage
Covers damages to the policyholder’s vehicle from non-collision incidents, such as weather damage or theft
Personal Injury Protection
Covers medical expenses and lost wages for the policyholder and passengers in the policyholder’s vehicle in the event of an accident

In addition to these policies, FAIC also offers a range of optional coverage options, such as uninsured motorist coverage and roadside assistance.

Why Choose FAIC?

There are many reasons to choose FAIC as your auto insurance provider in Florida. Some of the most compelling benefits of choosing FAIC include:

  • Great rates: FAIC offers some of the most competitive rates in the state, making it an affordable option for drivers of all types
  • Flexible coverage options: With a variety of insurance policies and optional coverage options to choose from, it’s easy to find the right coverage to meet your individual needs
  • Excellent customer service: FAIC is known for its friendly and knowledgeable insurance agents who are always available to answer questions and help customers navigate the insurance process
  • Convenient online services: FAIC makes it easy to get started with your insurance needs online, with online quotes, policy management tools, and other convenient services

FAQ

What is the minimum amount of coverage required by Florida law?

Florida requires drivers to carry a minimum of $10,000 in personal injury protection (PIP) coverage and $10,000 in property damage liability (PDL) coverage.

What factors determine the cost of my auto insurance policy?

The cost of your auto insurance policy will depend on a variety of factors, including your driving history, the type of vehicle you drive, your age and gender, your credit score, and more.

Do I need to purchase collision coverage?

Collision coverage is not required by law, but it is often a good idea for drivers who want to protect their own vehicle in the event of an accident.

What should I do if I’m involved in an accident?

If you’re involved in an accident, you should first make sure that everyone involved is safe and seek medical attention if necessary. You should then exchange contact and insurance information with the other driver(s) involved and contact your insurance company to report the accident.

How can I get a quote for auto insurance from FAIC?

You can obtain a quote for auto insurance from FAIC by visiting the company’s website and filling out the online quote request form, or by contacting an insurance agent directly.

Conclusion

If you’re looking for an auto insurance provider in Florida, FAIC is an excellent option to consider. With a variety of coverage options, competitive rates, and excellent customer service, FAIC makes it easy to get the insurance you need to protect yourself and your vehicle on the road. Visit the company’s website today to learn more about its services and get started with a free quote.