Assurant Cell Phone Insurance: The Ultimate Protection for Your Device

Mobile phones have become an essential part of our daily lives, and we heavily rely on them for communication, entertainment, and work-related tasks. Unfortunately, these devices are fragile and can easily break, leaving us with hefty repair or replacement costs. That’s where cell phone insurance comes in, and one of the most reputable providers of this service is Assurant. In this article, we’ll explore everything you need to know about Assurant cell phone insurance, including its coverage, pricing, and benefits.

What is Assurant cell phone insurance?

Assurant is a leading provider of cell phone insurance, offering coverage for both new and used devices. The insurance policy covers accidental damage, theft, loss, and malfunction due to natural disasters. Customers can also take advantage of the company’s Tech Help team, which provides technical support and troubleshooting assistance for their devices.

Accidental damage

Accidental damage to your device is perhaps the most common reason people purchase cell phone insurance. Whether you drop your phone, spill liquid on it, or it is damaged in some other way, Assurant cell phone insurance will cover the costs of repair or replacement. This is particularly useful as the cost of repairing a broken screen, for example, can be expensive.

Theft and loss

If your cell phone is stolen or lost, the insurance policy provided by Assurant ensures that you get a new device without having to shell out extra money. The company also offers a lost phone locator service to help you track down your lost or stolen phone.

Natural disasters and malfunctions

Another reason to consider cell phone insurance is when your phone is damaged by a natural disaster such as a flood, fire, or earthquake. With Assurant’s protection, you’re covered in the event your phone suffers water damage, overheating, or other catastrophic failure due to natural disasters.

What is covered under Assurant cell phone insurance?

Assurant cell phone insurance covers a wide range of damages and issues related to your phone. Here are some of the common issues that the insurance policy covers:

Damage Type	Covered
Accidental damage	Yes
Theft and loss	Yes
Natural disasters	Yes
Malfunctions	Yes
Out of warranty	Yes
Power surges	Yes
Battery failure	Yes
Speaker failure	Yes

How much does Assurant cell phone insurance cost?

The cost of Assurant cell phone insurance depends on the device you want to protect and the level of coverage you need. Generally, the cost is between $7 to $15 per month, and you can choose to pay monthly or annually. The deductible amount, which is the amount you pay out of pocket for repairs or replacement, also varies based on the device you own and the level of coverage you choose.

What are the benefits of Assurant cell phone insurance?

Assurant cell phone insurance comes with several benefits that make it a worthwhile investment for anyone who owns a mobile device. Some of the advantages include:

Fast and easy claim process

Assurant has a simple claim process that ensures you get your device repaired or replaced as quickly as possible. The claim process is seamless, and the company works with repair shops to get your device fixed in the shortest time possible.

24/7 customer support

Assurant has a dedicated team of customer service agents that are available 24/7 to answer your questions and concerns. You can reach out to them via phone, email or chat, and they’ll be happy to help you with any issues you may have.

Flexible coverage options

Assurant offers flexible coverage options that allow you to customize your policy based on your needs. You can choose to protect your phone against accidental damage only or opt for a more comprehensive policy that covers theft, loss, and natural disasters.

Device replacement

If your device is beyond repair, Assurant will replace it with a similar model, ensuring that you’re not left without a phone for an extended period. This saves you the hassle and expense of having to purchase a new phone out of pocket.

FAQ

What is the claim process for Assurant cell phone insurance?

To file a claim, you need to visit the Assurant website and fill out the claim form. You’ll need to provide information about the damage or issue with your phone and submit any relevant documents such as photos or receipts. Once your claim is approved, you’ll be instructed on how to send your phone for repair or replacement.

What is the deductible for Assurant cell phone insurance?

The deductible for Assurant cell phone insurance varies based on the device you own and the level of coverage you choose. The deductible ranges from $50 to $275, and you’ll pay this amount out of pocket when you file a claim.

What devices are eligible for Assurant cell phone insurance?

Assurant offers cell phone insurance for a wide range of devices, including iPhones, Samsung Galaxies, and other Android devices. The company also provides coverage for other electronic devices such as tablets and laptops.

Can I cancel my Assurant cell phone insurance policy?

Yes, you can cancel your Assurant cell phone insurance policy at any time. However, you’ll need to follow the company’s cancellation policy, which may include an early termination fee if you cancel before the end of the policy term.

How do I contact Assurant customer support?

Assurant customer support is available 24/7 via phone, email, or chat. You can find the contact information on their website or on your policy documents.

Is Assurant cell phone insurance worth it?

Assurant cell phone insurance is worth it for anyone who wants to protect their device against accidental damage, theft, loss, and natural disasters. The insurance policy provides peace of mind, and the cost is typically less than the expense of repairing or replacing a broken or lost phone.

Conclusion

Assurant cell phone insurance is an excellent investment for anyone who wants to protect their mobile device against accidental damage, theft, loss, and natural disasters. The company offers flexible coverage options, fast claim processing, and excellent customer service, making it one of the most reputable cell phone insurance providers in the market. If you’re looking for a way to safeguard your phone and save money on repairs and replacements, consider Assurant cell phone insurance today.