Ashley Furniture Insurance: Everything You Need to Know

Ashley Furniture is one of the leading furniture retailers in the United States. The company has been in business since 1945 and has grown to over 1,000 stores worldwide. Ashley Furniture offers a variety of furniture products, including bedroom furniture, living room furniture, dining room furniture, and home office furniture. Ashley Furniture also offers insurance to protect your furniture investment. In this article, we will explore Ashley Furniture insurance and all you need to know about it.

What is Ashley Furniture Insurance?

Ashley Furniture insurance is a protection plan that covers accidental spills, stains, and damages to your furniture purchased from Ashley Furniture. The insurance plan is offered in partnership with Uniters, a global provider of furniture protection plans. The insurance plan is available for a range of furniture products, including sofas, chairs, recliners, sectionals, and more.

When you purchase Ashley Furniture insurance, you will receive a protection plan that covers accidental stains and damages for a specified period of time. The insurance plan is designed to provide you with peace of mind knowing that your furniture investment is protected.

How Does Ashley Furniture Insurance Work?

If you purchase Ashley Furniture insurance, you can file a claim when accidental spills, stains, and damages occur to your furniture. To file a claim, you need to provide proof of purchase, a detailed description of the damage, and photos of the damaged furniture. Once your claim is approved, Ashley Furniture will arrange for a repair or replacement of the damaged furniture.

There are some exclusions to the Ashley Furniture insurance plan. For example, intentional damage to furniture, pet damage, and normal wear and tear are not covered by the insurance plan.

What are the Benefits of Ashley Furniture Insurance?

The benefits of Ashley Furniture insurance include:

  • Protection against accidental spills, stains, and damages
  • Peace of mind knowing that your furniture investment is protected
  • Repair or replacement of damaged furniture
  • Convenient filing of claims

Ashley Furniture insurance is a worthwhile investment if you want to protect your furniture investment against accidental spills, stains, and damages. The insurance plan provides you with peace of mind knowing that your furniture is protected.

How to Purchase Ashley Furniture Insurance

To purchase Ashley Furniture insurance, you need to visit an Ashley Furniture store or contact the Ashley Furniture customer service team. You can purchase the insurance plan at the time of your furniture purchase or within 30 days of your purchase.

The cost of Ashley Furniture insurance varies depending on the type of furniture you purchase and the length of coverage you choose. The insurance plan is available for 3-year, 5-year, or 7-year coverage periods.

Ashley Furniture Insurance vs. Manufacturer’s Warranty

When you purchase furniture from Ashley Furniture, you may also receive a manufacturer’s warranty. A manufacturer’s warranty is a guarantee from the manufacturer that the furniture will be free from defects for a specified period of time. Manufacturer’s warranties vary depending on the furniture product and the manufacturer.

Ashley Furniture insurance is different from a manufacturer’s warranty. The insurance plan covers accidental spills, stains, and damages, while the manufacturer’s warranty covers defects in the furniture. If you want to protect your furniture investment against accidental spills, stains, and damages, you need to purchase Ashley Furniture insurance in addition to the manufacturer’s warranty.

FAQs

1. Is Ashley Furniture insurance worth it?

Ashley Furniture insurance is a worthwhile investment if you want to protect your furniture investment against accidental spills, stains, and damages. The insurance plan provides you with peace of mind knowing that your furniture is protected. However, the cost of the insurance plan varies depending on the type of furniture you purchase and the length of coverage you choose. You should weigh the cost of the insurance plan against the potential cost of repairing or replacing damaged furniture to determine if the insurance plan is worth it for you.

2. What does Ashley Furniture insurance cover?

Ashley Furniture insurance covers accidental spills, stains, and damages to your furniture purchased from Ashley Furniture. The insurance plan is designed to provide you with peace of mind knowing that your furniture investment is protected. There are some exclusions to the insurance plan, such as intentional damage to furniture, pet damage, and normal wear and tear.

3. How do I file a claim with Ashley Furniture insurance?

To file a claim with Ashley Furniture insurance, you need to provide proof of purchase, a detailed description of the damage, and photos of the damaged furniture. Once your claim is approved, Ashley Furniture will arrange for a repair or replacement of the damaged furniture.

4. Can I purchase Ashley Furniture insurance after I make a furniture purchase?

Yes, you can purchase Ashley Furniture insurance within 30 days of your furniture purchase.

5. What is the cost of Ashley Furniture insurance?

The cost of Ashley Furniture insurance varies depending on the type of furniture you purchase and the length of coverage you choose. The insurance plan is available for 3-year, 5-year, or 7-year coverage periods.

Conclusion

If you want to protect your furniture investment against accidental spills, stains, and damages, Ashley Furniture insurance is a worthwhile investment. The insurance plan provides you with peace of mind knowing that your furniture is protected. Make sure to weigh the cost of the insurance plan against the potential cost of repairing or replacing damaged furniture to determine if the insurance plan is worth it for you.