As a responsible adult, you want the best for your family. You work hard to provide them with everything they need to thrive and enjoy life. However, as much as you try to control things, life happens. Natural disasters, accidents, illnesses, and unexpected events can disrupt your plans and cause financial and emotional turmoil. That’s where American Family Insurance comes in: we offer comprehensive and affordable insurance coverage to help you safeguard your family’s health, home, car, business, and future. In this article, we will give you an overview of our products and services, and explain how we can help you protect what matters most.
About American Family Insurance: Our History, Values, and Mission
American Family Insurance was founded in 1927 by Herman Wittwer, a struggling Wisconsin farmer who wanted to offer affordable and reliable insurance to his fellow farmers. Since then, the company has grown and diversified, and now serves customers in 19 states across the US. Our headquarters are located in Madison, Wisconsin, but we have thousands of agents and employees working in local communities, including Wichita, KS.
What sets us apart from other insurance providers is our commitment to our customers and their dreams. We believe that insurance is not just about protecting assets, but also about enabling opportunities. We want to help our customers achieve their goals and reach their full potential, by providing them with personalized advice, innovative products, and exceptional service. Our mission is to inspire, protect, and restore dreams, and we do that by focusing on three core values:
Value |
Description |
|---|---|
Customer Focus |
We put our customers first, and strive to understand their needs and exceed their expectations. We listen, learn, and act with empathy and integrity. |
Courage |
We embrace change, take risks, and challenge ourselves to grow and improve. We stand up for what is right, even when it is hard. |
Community |
We are proud to be part of the communities we serve, and believe that we have a responsibility to give back, support diversity, and promote sustainability. |
By upholding these values, we have earned the trust and loyalty of millions of customers, who rely on us for their insurance needs. We are rated A (Excellent) by A.M. Best, a leading insurance rating agency, which means that we have a strong financial stability and ability to pay claims.
FAQ: Frequently Asked Questions About American Family Insurance in Wichita, KS
If you are considering getting insurance from American Family in Wichita, you may have some questions. Here are some of the most common ones, with answers:
Q: What types of insurance does American Family offer in Wichita, KS?
A: We offer a wide range of insurance products, including:
- Homeowners
- Auto
- Life
- Business
- Farm and ranch
- Umbrella
- Recreational (boat, RV, motorcycle)
- Pet
Each type of insurance has different options and features, depending on your needs and budget. We recommend talking to one of our agents to get a personalized quote and advice.
Q: How do I contact American Family in Wichita, KS?
A: You can visit our local office at 12111 W. Maple St., Suite 127, Wichita, KS 67235, call us at 316-773-9817, or fill out our online form. Our office hours are Monday through Friday, 8:30am to 5pm.
Q: How much does American Family insurance cost in Wichita, KS?
A: The cost of insurance depends on many factors, such as your age, gender, location, driving record, credit score, and coverage level. We offer competitive rates and discounts, such as multi-policy, safe driver, loyalty, and bundle discounts. Your agent can help you find the best option for your budget and needs.
Q: What makes American Family insurance different from other insurance providers in Wichita, KS?
A: We believe that what sets us apart is our commitment to our customers’ dreams. We don’t just sell insurance, we provide protection and peace of mind. We offer personalized advice and guidance, innovative products and technologies, and exceptional service. We also have a strong community presence and support local causes and events.
Q: How can I file a claim with American Family insurance in Wichita, KS?
A: You can file a claim online, by phone, or through our mobile app. Our claims process is fast and easy, and we aim to resolve your claim as quickly and fairly as possible. You can also track your claim status and communicate with your claims adjuster through our online portal.
These are just some of the questions that you may have about American Family insurance in Wichita, KS. If you have any other questions or concerns, don’t hesitate to contact us. We are here to help you protect what matters most.
Insurance Products: How We Can Help You Protect Your Family’s Health, Home, Car, Business, and Future
At American Family insurance, we offer a comprehensive portfolio of insurance products and services, designed to meet your unique needs and goals. Here are some of the products that we offer, with a brief explanation of their benefits:
Homeowners Insurance: Protection for Your Biggest Investment
Your home is more than just a place to live: it’s where you create memories, build relationships, and express your personality. It’s also one of the biggest investments you will make in your life. That’s why it’s important to have a reliable and affordable homeowners insurance policy, that covers your property, liability, and personal belongings. Our homeowners insurance offers:
- Dwelling coverage: pays for damages to your home and structures attached to it, such as a garage or deck
- Personal property coverage: pays for damages or theft of your personal belongings, such as furniture, electronics, and clothing
- Liability coverage: pays for damages or injuries to others that you are responsible for, such as a guest slipping on your icy driveway
- Medical payments coverage: pays for medical expenses of others who are injured on your property, regardless of fault
- Additional living expenses coverage: pays for temporary housing and living expenses if you are displaced from your home due to a covered loss
- Extended or guaranteed replacement cost coverage: offers higher limits of coverage if your home is damaged beyond repair or lost, and covers the cost of rebuilding it
- Optional endorsements and riders: allow you to customize your policy with additional features, such as earthquake, flood, or identity theft coverage
By having a homeowners insurance policy with American Family, you can have peace of mind knowing that your home and family are protected, even in the face of unexpected events such as fire, theft, or severe weather.
Auto Insurance: Drive with Confidence and Savings
Your car is not only a means of transportation, but also a symbol of your independence, mobility, and style. However, owning and driving a car comes with risks and responsibilities, such as accidents, theft, or liability claims. That’s why it’s important to have a good auto insurance policy that covers your needs and budget. Our auto insurance offers:
- Bodily injury liability coverage: pays for injuries or death to others that you cause in an accident, and includes legal defense costs
- Property damage liability coverage: pays for damages to others’ property that you cause in an accident, and includes legal defense costs
- Uninsured and underinsured motorist coverage: pays for injuries or damages that you suffer in an accident caused by someone who has no or insufficient insurance
- Personal injury protection (PIP) or medical payments coverage: pays for medical expenses, lost income, and other related costs if you or your passengers are injured in an accident, regardless of who is at fault
- Collision coverage: pays for damages to your car if you collide with another vehicle or object, regardless of who is at fault
- Comprehensive coverage: pays for damages to your car caused by non-collision events, such as theft, vandalism, fire, or natural disasters
- Roadside assistance and rental car coverage: provides additional services and benefits, such as towing, jump-start, lockout, and rental reimbursement
- Safe driver and other discounts: can save you money on your premium if you have a good driving record, take defensive driving courses, or install safety devices on your car
By having an auto insurance policy with American Family, you can drive with confidence and savings, knowing that you are protected and prepared for any scenario.
Life Insurance: Provide for Your Loved Ones’ Future
Your family is your top priority, and you want to make sure they are taken care of, no matter what. Life insurance can help you achieve that by providing a financial safety net in case of your premature death. Our life insurance policies offer:
- Term life insurance: provides a fixed amount of coverage for a specific period of time, usually 10-30 years, and pays out a death benefit to your beneficiaries if you die during that time. It is usually the most affordable type of life insurance.
- Permanent life insurance: provides lifelong coverage, and includes a savings component that grows tax-deferred and can be used to pay for premiums or withdraw cash. There are two main types of permanent life insurance: whole life and universal life.
- Additional riders and options: allow you to customize your policy with additional benefits, such as accidental death coverage, accelerated death benefits, or long-term care coverage.
By having a life insurance policy with American Family, you can ensure that your loved ones have the financial resources they need to pay for expenses such as funeral costs, mortgage payments, college tuition, or daily living expenses. It’s a smart and caring decision that shows how much you value your family’s future.
Business Insurance: Protect Your Business from Risks and Liabilities
If you own or operate a business, you know how important it is to keep it running smoothly and profitably. However, there are many risks and challenges that can threaten your business’s success, such as theft, lawsuits, property damage, or natural disasters. That’s why it’s important to have a good business insurance policy that covers your specific needs and risks. Our business insurance offers:
- Property coverage: pays for damages or losses to your business property, such as buildings, equipment, inventory, or supplies
- Liability coverage: pays for damages or injuries to others that you are responsible for, such as customer slip-and-falls, product liability claims, or professional errors and omissions
- Business interruption coverage: pays for lost income and expenses if your business is forced to close temporarily due to a covered event, such as a fire or flood
- Worker’s compensation coverage: pays for medical expenses and lost wages of employees who are injured or become ill on the job
- Commercial auto coverage: covers your business vehicles and drivers for liability and physical damage, and includes options such as hired and non-owned auto coverage, or fleet management tools
- Specialty coverage: covers specific risks or industries, such as cyber liability, directors and officers liability, or liquor liability
By having a business insurance policy with American Family, you can focus on growing your business and serving your customers, knowing that you have a partner who understands your needs and is there for you when you need it.
Farm and Ranch Insurance: Protect Your Livelihood and Legacy
If you live in rural or agricultural areas, you know how important your farm or ranch is to your family’s income, lifestyle, and heritage. You also know how many risks and uncertainties you face, such as weather fluctuations, equipment breakdowns, animal injuries, or liability claims. That’s why it’s important to have a specialized farm and ranch insurance policy that covers your unique needs and operations. Our farm and ranch insurance offers:
- Farm property coverage: pays for damages or losses to your farm buildings, equipment, crops, livestock, or supplies
- Liability coverage: pays for damages or injuries to others that you are responsible for, such as a visitor getting bitten by your dog or a crop dusting pilot damaging someone else’s property
- Farm auto coverage: covers your farm vehicles and drivers for liability and physical damage, and includes options such as hired and non-owned auto coverage or custom equipment coverage
- Specialty coverage: covers specific risks or operations, such as farm pollution liability or equine mortality
- Farm and ranch succession planning: helps you transfer your farm or ranch to the next generation, and ensures that your legacy and traditions are preserved
By having a farm and ranch insurance policy with American Family, you can continue to grow your operations and provide for your family, knowing that you have a partner who understands your way of life and is committed to your success.
Umbrella Insurance: Go Above and Beyond Your Basic Coverage
If you want to have extra protection and peace of mind, you may consider getting an umbrella insurance policy. Umbrella insurance is a type of liability insurance that covers you for damages or injuries that exceed your basic coverage limits. For example, if you cause a car accident that results in $500,000 in medical bills and your auto insurance policy only covers up to $300,000, umbrella insurance can pay the remaining $200,000. Our umbrella insurance offers:
- Extra liability coverage: provides additional protection on top of your existing auto, home, or other liability policies
- Broad coverage: covers a wide range of risks and situations, such as libel, slander, false arrest, or invasion of privacy
- High limits: offers coverage up to $5 million or more, depending on your assets and needs
- Low cost: offers affordable premiums, usually less than $1 per day
By having an umbrella insurance policy with American Family, you can go above and beyond your basic coverage, and protect yourself and your assets from unexpected and costly lawsuits.
Recreational Insurance: Enjoy Your Hobbies and Adventures with Confidence
If you love to travel, explore, or play outdoors, you know how much joy and excitement your hobbies and adventures can bring. However, you also know how many risks and accidents can happen, such as boat collisions, RV thefts, or motorcycle crashes. That’s why it’s important to have a recreational insurance policy that covers your toys and activities. Our recreational insurance offers:
- Boat and watercraft insurance: covers your boat or personal watercraft for damage, theft, liability, and medical expenses, and includes options such as fishing equipment coverage, fuel spill liability, or emergency towing
- RV and motorhome insurance: covers your RV or motorhome for damage, theft, liability, and medical expenses, and includes options such as roadside assistance, vacation liability, or full-time coverage
- Motorcycle insurance: covers your motorcycle for damage, theft, liability, and medical expenses, and includes options such as custom parts and equipment coverage, accessory coverage, or rider safety courses
By having a recreational insurance policy with American Family, you can enjoy your leisure time and hobbies with confidence and peace of mind, knowing that you are protected and prepared for any mishap.
Pet Insurance: Love and Care for Your Four-Legged Family Members
If you are a pet owner, you know how much joy and companionship your furry friends can bring to your life. You also know how many health issues and vet bills they can generate, such as accidents, illnesses, or chronic conditions. That’s why it’s important to have a pet insurance policy that covers your pet’s medical expenses. Our pet insurance offers:
- Accident-only coverage: pays for vet bills related to accidental injuries, such as broken bones, lacerations, or bite wounds
- Illness coverage: pays for vet bills related to illnesses and diseases, such as cancer, diabetes, or allergies
- Preventive care coverage: pays for routine exams, vaccinations, and parasite prevention, and includes options such as dental cleanings or spaying/neutering