Allstate Modified Car Insurance: What You Need to Know

If you have a modified vehicle, you may want to consider Allstate modified car insurance. This type of insurance is designed specifically for drivers who have made significant modifications to their cars, such as installing custom parts, altering the engine, or changing the body shape.

What is Allstate Modified Car Insurance?

Allstate modified car insurance is a form of auto insurance that provides coverage for modified vehicles. It is designed to provide protection for drivers who have made significant changes to their cars that may not be covered by standard auto insurance policies.

With Allstate modified car insurance, you can customize your coverage to meet your specific needs. You can choose from a range of coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. You can also select a range of deductibles and limits to ensure that you are fully protected.

In addition to coverage for modifications, Allstate offers a range of other benefits and features to its customers. These include:

What Modifications are Covered by Allstate?

Allstate modified car insurance covers a wide range of modifications, including:

• Custom paint jobs
• Custom wheels and tires
• Aftermarket audio and video systems
• Performance upgrades, such as turbochargers or superchargers
• Suspension modifications, such as lowering or raising the car
• Body kits or spoilers

However, it is important to note that not all modifications may be covered by Allstate. Some modifications, such as nitrous oxide systems or roll cages, may be considered too risky and may not be covered by the insurance company.

How Much Does Allstate Modified Car Insurance Cost?

The cost of Allstate modified car insurance will depend on a variety of factors, including your driving history, the make and model of your car, the modifications you have made, and the level of coverage you choose.

On average, drivers with modified cars can expect to pay more for insurance than those with standard vehicles. However, Allstate offers a range of discounts that can help you save money on your premiums. These include discounts for safe driving, multiple policies, and good grades.

How Do I Get Allstate Modified Car Insurance?

To get Allstate modified car insurance, you will need to contact an Allstate agent or visit the Allstate website. From there, you can get a quote, customize your coverage, and purchase your policy.

When applying for insurance, it is important to be honest about the modifications you have made to your car. Failing to disclose modifications could result in a denial of coverage or even legal repercussions.

Frequently Asked Questions

What is a modified car?

A modified car is a vehicle that has been altered in some way from its original factory specifications. This may include changes to the body, engine, suspension, or other components.

Do I need special insurance for a modified car?

If you have made significant modifications to your car, you may need special insurance to ensure that you are fully covered in the event of an accident or other incident. Allstate modified car insurance is designed specifically for drivers with modified vehicles.

What modifications are covered by Allstate?

Allstate modified car insurance covers a wide range of modifications, including custom paint jobs, custom wheels and tires, aftermarket audio and video systems, performance upgrades, suspension modifications, and body kits or spoilers.

How much does Allstate modified car insurance cost?

The cost of Allstate modified car insurance will depend on a variety of factors, including your driving history, the make and model of your car, the modifications you have made, and the level of coverage you choose. On average, drivers with modified cars can expect to pay more for insurance than those with standard vehicles.

How do I get Allstate modified car insurance?

To get Allstate modified car insurance, you will need to contact an Allstate agent or visit the Allstate website. From there, you can get a quote, customize your coverage, and purchase your policy.