Texas Insurance License Renewal: Everything You Need to Know

As a licensed insurance professional in Texas, it is mandatory to renew your license every two years. The Texas Department of Insurance oversees the process and relies heavily on online resources to ensure the timely renewal of licenses. The process is straightforward, and this article will provide you with everything you need to know about Texas insurance license renewal.

Texas Insurance License Renewal Requirements

In Texas, insurance professionals must renew their license every two years. The requirements for renewal are simple:

Requirement
Description
Continuing Education (CE)
Complete 24 hours of CE credit
Background Check
Pass a criminal background check
Fees
Pay the renewal fee

The following section will provide you with more information about each requirement.

Continuing Education (CE)

In Texas, insurance professionals must complete 24 hours of CE credit to renew their license. These 24 hours must be taken during the two-year renewal period, and at least two of these hours must be in Ethics.

CE credit can be earned by taking courses approved by the Texas Department of Insurance. The department maintains a list of approved courses on their website. You can take courses online or in person, and the credits will be automatically reported to the department by the course provider.

It’s important to note that CE credit hours cannot be carried over from one renewal period to the next.

Background Check

Texas insurance professionals must pass a criminal background check to renew their license. This background check is conducted by the Texas Department of Insurance and is included in the renewal process.

If you have any concerns about your eligibility to renew your license due to a criminal record, you can contact the department’s licensing division for more information.

Fees

The renewal fee for Texas insurance licenses varies depending on the type of license you hold. The fee ranges from $50 to $110. You can pay the fee online through the Texas Department of Insurance website.

It’s important to note that the renewal fee must be paid before your license can be renewed.

Texas Insurance License Renewal Process

The renewal process for Texas insurance licenses is simple and can be completed entirely online. Here are the steps you need to follow:

  1. Complete the required CE credit
  2. Log in to the Texas Department of Insurance website
  3. Select “Renew or Manage Your License”
  4. Follow the prompts to verify your information and pay the renewal fee
  5. Complete the criminal background check
  6. Print your new license

It’s important to note that you cannot renew your license until you have completed the required CE credit and passed the criminal background check.

Frequently Asked Questions (FAQs)

How long does it take to renew a Texas insurance license?

The length of time it takes to renew a Texas insurance license varies depending on how quickly you complete the CE credit and pass the criminal background check. In general, the process can take anywhere from a few days to a few weeks.

Can I renew my Texas insurance license after it has expired?

Yes, you can renew your Texas insurance license after it has expired. However, you will need to complete additional CE credit and pay a late fee.

What happens if I don’t renew my Texas insurance license?

If you don’t renew your Texas insurance license, it will expire. You will no longer be able to legally sell insurance in Texas until you renew your license.

Can I complete my CE credit hours online?

Yes, you can complete your CE credit hours online. The Texas Department of Insurance maintains a list of approved online courses on their website.

How can I check the status of my Texas insurance license renewal?

You can check the status of your Texas insurance license renewal by logging in to the Texas Department of Insurance website and selecting “Renew or Manage Your License.”

Conclusion

Texas insurance license renewal is a simple process that can be completed entirely online. Make sure to complete the required CE credit, pass the criminal background check, and pay the renewal fee before your license expires. By following the guidelines outlined in this article, you can ensure that your license is renewed on time and that you can continue to legally sell insurance in Texas.