Running a business is not easy. There are a lot of things to consider, from hiring the right people to ensuring their safety in the workplace. One of the critical aspects of running a business is getting insurance. Insurance protects your business from financial losses that could arise from unforeseen circumstances.
One company that provides insurance for businesses is Frank Winston Crum Insurance. In this article, we will discuss the company, the various insurance policies they offer, and how they can help your business.
Who is Frank Winston Crum Insurance?
Frank Winston Crum Insurance is a leading insurance provider for businesses. They offer a variety of insurance policies, including workers’ compensation, general liability, property, and commercial auto insurance. The company has been around for over 30 years and has earned a reputation for being a trusted partner in business protection.
The company was founded by Frank Winston Crum, who was born in Tampa, Florida, in 1938. He started his career as a CPA and later entered the insurance industry. He founded Frank Winston Crum Insurance in 1986, and the company has since grown to be one of the leading providers of insurance for businesses.
What Insurance Policies does Frank Winston Crum Insurance Offer?
Frank Winston Crum Insurance offers a variety of insurance policies to businesses. Here are some of the insurance policies they offer:
Policy Type |
Description |
|---|---|
Workers’ Compensation Insurance |
This insurance policy provides coverage for employees who become ill or injured while on the job. |
General Liability Insurance |
This insurance policy provides coverage for bodily injury, property damage, and personal injury caused by your business. |
Property Insurance |
This insurance policy provides coverage for damage to your business property caused by accidents, theft, or other unforeseen events. |
Commercial Auto Insurance |
This insurance policy provides coverage for your business vehicles in case of accidents or damages. |
How Can Frank Winston Crum Insurance Help Your Business?
Workers’ Compensation Insurance
Frank Winston Crum Insurance’s workers’ compensation insurance provides coverage for employees who become ill or injured while on the job. This insurance policy helps protect your business from financial losses that could arise from workplace injuries or illnesses.
If an employee becomes ill or injured while on the job, workers’ compensation insurance provides coverage for their medical expenses and lost wages. It also helps protect your business from potential lawsuits filed by injured employees.
Frank Winston Crum Insurance’s workers’ compensation insurance is designed to meet the unique needs of your business. Their team of experts can help you navigate the complexities of workers’ compensation insurance and ensure that your business is adequately protected.
General Liability Insurance
Frank Winston Crum Insurance’s general liability insurance provides coverage for bodily injury, property damage, and personal injury caused by your business. This insurance policy helps protect your business from financial losses that could arise from lawsuits filed by third parties.
If someone is injured on your business premises or if your business causes damage to someone else’s property, general liability insurance provides coverage for the damages. It also provides coverage for legal defense costs if your business is sued.
Frank Winston Crum Insurance’s general liability insurance is designed to meet the unique needs of your business. Their team of experts can help you navigate the complexities of general liability insurance and ensure that your business is adequately protected.
Property Insurance
Frank Winston Crum Insurance’s property insurance provides coverage for damage to your business property caused by accidents, theft, or other unforeseen events. This insurance policy helps protect your business from financial losses that could arise from property damage.
If your business property is damaged, property insurance provides coverage for the repair or replacement costs. It also provides coverage for loss of income due to property damage.
Frank Winston Crum Insurance’s property insurance is designed to meet the unique needs of your business. Their team of experts can help you navigate the complexities of property insurance and ensure that your business is adequately protected.
Commercial Auto Insurance
Frank Winston Crum Insurance’s commercial auto insurance provides coverage for your business vehicles in case of accidents or damages. This insurance policy helps protect your business from financial losses that could arise from vehicle accidents or damages.
If your business vehicles are involved in an accident or are damaged, commercial auto insurance provides coverage for the repair or replacement costs. It also provides coverage for liabilities arising from the accident, such as medical expenses or legal fees.
Frank Winston Crum Insurance’s commercial auto insurance is designed to meet the unique needs of your business. Their team of experts can help you navigate the complexities of commercial auto insurance and ensure that your business is adequately protected.
FAQs About Frank Winston Crum Insurance
What Makes Frank Winston Crum Insurance Different From Other Insurance Providers?
Frank Winston Crum Insurance is different from other insurance providers because they have a deep understanding of the needs of small and medium-sized businesses. They offer customized insurance policies that meet the unique needs of each business. Their team of experts provides personalized service, ensuring that each business gets the coverage they need at a competitive price.
How Do I Get a Quote From Frank Winston Crum Insurance?
You can get a quote from Frank Winston Crum Insurance by visiting their website and filling out the online form. You can also call their toll-free number to speak with a representative who can help you get a quote.
How Long Does it Take to Get Insurance Coverage from Frank Winston Crum Insurance?
The time it takes to get insurance coverage from Frank Winston Crum Insurance depends on the type of insurance policy you are getting. Workers’ compensation insurance can usually be set up within a few days, while other policies may take longer. Their team of experts can provide you with a timeline for getting insurance coverage based on your specific needs.
What Can I Do if I Have a Claim?
If you have a claim, you can contact Frank Winston Crum Insurance’s claims department. They will help you through the process of filing a claim and will work with you to ensure that you get the coverage you need.
Is Frank Winston Crum Insurance Available in My State?
Frank Winston Crum Insurance is available in several states, including Florida, Georgia, South Carolina, Tennessee, Virginia, and Alabama. You can visit their website to see if they offer insurance in your state.
Conclusion
Insurance is critical for protecting your business from unforeseen events that could lead to financial losses. Frank Winston Crum Insurance is a leading insurance provider for businesses, offering customized insurance policies that meet the unique needs of each business.
If you are looking for insurance for your business, consider Frank Winston Crum Insurance. Their team of experts can help you navigate the complexities of insurance and ensure that your business is adequately protected.