Can Anyone Get USAA Insurance?

USAA Insurance is a well-known insurance provider that offers a range of products and services exclusively to members of the military, veterans, and their families. However, many people wonder whether they are eligible to become USAA members and take advantage of its perks. In this article, we’ll explore who can get USAA insurance, what products and services it offers, and how to become a member.

Who is Eligible for USAA Insurance?

USAA Insurance is only available to individuals who meet its eligibility criteria. These include:

Eligibility Criteria
Description
Military members
Active-duty, retired, or honorably separated officers and enlisted personnel of the U.S. military
Family members of military members
Spouses, widows, widowers, and former spouses of USAA members who joined USAA while married and individuals whose parents joined USAA
Cadets and midshipmen
Individuals enrolled in U.S. service academies, in advanced ROTC or on ROTC scholarship, and officer candidates within 24 months of commissioning
Veterans
Former members of the U.S. military who separated with a discharge type of Honorable

Therefore, if you do not fall under any of these categories, you are not eligible for USAA Insurance.

What Products and Services Does USAA Insurance Offer?

USAA Insurance offers a wide range of products and services that cater to the needs of military members, veterans, and their families. Here are some of them:

Auto Insurance

USAA Auto Insurance provides coverage for cars, trucks, motorcycles, and other vehicles. It also offers discounts for good driving, multiple cars, and safe driving courses.

Home Insurance

USAA Home Insurance provides coverage for homeowners, renters, and landlords. It also offers additional coverage for valuables, identity theft, and water damage.

Life Insurance

USAA Life Insurance provides coverage for term, whole, and universal life insurance. It also offers additional coverage for accidental death and dismemberment.

Banking Services

USAA Banking Services provide checking and savings accounts, mortgages, credit cards, loans, and investment services. Its mobile app also allows you to manage your finances on the go.

How to Become a USAA Member?

If you are eligible for USAA Insurance, here are the steps to become a member:

Step 1: Apply for Membership

You can apply for membership online, by phone, or by mail. You will need to provide your personal information, such as your name, address, and Social Security number. You will also need to provide documentation that proves your eligibility, such as a military ID or discharge papers.

Step 2: Wait for Approval

USAA will review your application and determine your eligibility. This process can take up to a few days, depending on the complexity of your case.

Step 3: Purchase USAA Insurance

Once your application is approved, you can purchase USAA Insurance products and services. You can do this online, by phone, or by visiting a USAA office.

FAQ

Q: Can non-military members get USAA insurance?

A: No. USAA Insurance is only available to military members, veterans, and their families.

Q: Do I need to be a USAA member to get insurance?

A: Yes. USAA Insurance is only available to USAA members.

Q: Does USAA offer discounts?

A: Yes. USAA offers a range of discounts for its members, such as safe driving, multiple cars, and good grades for students.

Q: Can I get USAA insurance if my parents were not USAA members?

A: No. USAA Insurance is only available to individuals who are eligible through their parents’ membership.

Q: Can I cancel my USAA insurance?

A: Yes. You can cancel your USAA insurance at any time by contacting USAA customer service.

Conclusion

In conclusion, USAA Insurance is a reputable insurance provider that offers a range of products and services exclusively to military members, veterans, and their families. If you are eligible for USAA membership, you can take advantage of its discounts, benefits, and exceptional customer service. However, if you are not eligible, you will need to look for alternative insurance providers.