Top International Health Insurance Companies

With the rise of globalization and international travel, having health insurance that covers you outside of your home country has become more important than ever. The world is full of unexpected events, and you never know when you might need medical attention while you are abroad.

That’s why we’ve put together a list of the top international health insurance companies to help you choose the right policy for your needs. Here are our top picks:

1. Cigna Global Health Options

Cigna is a well-known name in the world of health insurance, and their international health insurance plans are no exception. They offer comprehensive coverage that includes inpatient, outpatient, and emergency care, as well as mental health and maternity care.

One of the things that makes Cigna stand out is their customer service. They have a 24/7 helpline that you can call anywhere in the world, and their representatives are knowledgeable and helpful. They also have a mobile app that allows you to manage your policy and access medical information on the go.

Cigna’s plans are flexible and can be tailored to your specific needs. They offer a range of deductibles and coverage options, so you can choose the plan that works best for you.

FAQ

Question
Answer
What countries are covered?
Cigna offers coverage in over 200 countries and territories.
What is the maximum coverage limit?
The maximum coverage limit varies depending on the plan you choose, but it can be as high as $5 million.
Can I add dental and vision coverage?
Yes, dental and vision coverage can be added to your policy for an additional fee.

2. Allianz Care

Allianz Care is another well-respected name in the world of international health insurance. They offer a range of plans that are designed to meet the needs of expats, students, and business travelers.

One of the things that sets Allianz Care apart is their focus on digital services. They have a user-friendly app that allows you to manage your policy, find healthcare providers, and submit claims. They also offer telemedicine services, which allow you to consult with a doctor remotely.

Allianz Care’s plans are modular, which means you can choose the level of coverage you need for each type of care. They also offer a range of deductibles and coinsurance options to help you tailor your policy to your budget.

FAQ

Question
Answer
What countries are covered?
Allianz Care offers coverage in over 190 countries and territories.
What is the maximum coverage limit?
The maximum coverage limit varies depending on the plan you choose, but it can be as high as €10 million.
Can I add coverage for pre-existing conditions?
Yes, Allianz Care offers coverage for pre-existing conditions, although there may be a waiting period.

3. Aetna International

Aetna International is a global health and wellness company that offers a range of health insurance options for individuals and businesses. Their international health insurance plans include coverage for inpatient, outpatient, and emergency care, as well as mental health and wellness services.

Aetna International’s plans are customizable, and they offer a range of deductibles and coinsurance options to help you find a plan that fits your budget. They also offer a variety of wellness programs, including smoking cessation and weight management.

One of the things that sets Aetna International apart is their focus on technology. They have a mobile app that allows you to manage your policy, find healthcare providers, and track your claims. They also offer telemedicine services, which allow you to consult with a doctor remotely.

FAQ

Question
Answer
What countries are covered?
Aetna International offers coverage in over 190 countries and territories.
What is the maximum coverage limit?
The maximum coverage limit varies depending on the plan you choose, but it can be as high as $5 million.
Can I add coverage for maternity care?
Yes, maternity care can be added to your policy for an additional fee.

4. GeoBlue

GeoBlue is a specialized division of Blue Cross Blue Shield that focuses on international health insurance for travelers and expats. Their plans include coverage for inpatient, outpatient, and emergency care, as well as mental health and wellness services.

One of the things that sets GeoBlue apart is their network of healthcare providers. They have an extensive network of doctors and hospitals around the world, and they offer direct billing to many of these providers, which means you don’t have to pay out of pocket and then submit a claim for reimbursement.

GeoBlue’s plans are customizable, and they offer a range of deductibles and coinsurance options to help you find a plan that fits your budget. They also offer a variety of travel health resources, including destination guides and travel alerts.

FAQ

Question
Answer
What countries are covered?
GeoBlue offers coverage in over 190 countries and territories.
What is the maximum coverage limit?
The maximum coverage limit varies depending on the plan you choose, but it can be as high as $5 million.
Can I add coverage for adventurous activities?
Yes, GeoBlue offers coverage for many adventurous activities, such as hiking and scuba diving.

5. International Medical Group

International Medical Group (IMG) is a global medical insurance company that offers a range of health insurance options for individuals and families. Their international health insurance plans include coverage for inpatient, outpatient, and emergency care, as well as mental health and maternity care.

IMG’s plans are customizable, and they offer a range of deductibles and coinsurance options to help you find a plan that fits your budget. They also offer a variety of additional benefits, such as emergency medical evacuation and travel assistance.

One of the things that sets IMG apart is their focus on customer service. They have a 24/7 helpline that you can call anywhere in the world, and their representatives are knowledgeable and helpful. They also have a user-friendly app that allows you to manage your policy and track your claims.

FAQ

Question
Answer
What countries are covered?
IMG offers coverage in over 170 countries and territories.
What is the maximum coverage limit?
The maximum coverage limit varies depending on the plan you choose, but it can be as high as $5 million.
Can I add coverage for dental and vision?
Yes, dental and vision coverage can be added to your policy for an additional fee.

Conclusion

Choosing the right international health insurance plan can be a daunting task, but it’s important to have coverage that will protect you when you need it most. We hope this list has given you a good starting point and helped you find a plan that fits your needs and budget.