Purdue University, located in West Lafayette, Indiana, offers a variety of health insurance options for its students, faculty, and staff. In this article, we will explore the different types of health insurance plans available at Purdue, how to enroll or waive coverage, and frequently asked questions.
Types of Health Insurance Plans
Purdue University offers two types of health insurance plans: the student health plan and the employee health plan.
Student Health Plan
The student health plan is available for undergraduate, graduate, and professional students enrolled at Purdue University. This plan is administered by Aetna Student Health and offers comprehensive coverage for medical care, mental health, prescription drugs, and more.
The plan has a network of providers across the country, including in-network providers at the Purdue University Student Health Center. Out-of-network coverage is also available, but at a higher cost to the student.
Students who wish to enroll in the plan must do so before the deadline each semester. The cost of the plan is added to the student’s tuition bill.
Students who have equivalent coverage through a parent or spouse’s plan may waive the student health plan. To do so, students must submit a waiver form and proof of coverage before the deadline each semester.
Employee Health Plan
The employee health plan is available for faculty and staff employed at Purdue University. The plan is administered by Anthem Blue Cross and Blue Shield and offers comprehensive coverage for medical care, mental health, prescription drugs, and more.
The plan has a network of providers across the country, including in-network providers at Purdue University hospitals and clinics. Out-of-network coverage is also available, but at a higher cost to the employee.
Employees may enroll in the plan during open enrollment each year or within 30 days of a qualifying life event, such as marriage or the birth of a child.
Enrollment or Waiving Coverage
Students who wish to enroll in the student health plan must do so before the deadline each semester. To enroll, students must log in to the Aetna Student Health website and complete the enrollment form.
Students who wish to waive the student health plan must submit a waiver form and proof of equivalent coverage before the deadline each semester. The waiver form is available on the Aetna Student Health website.
Employees may enroll in the employee health plan during open enrollment each year or within 30 days of a qualifying life event. Employees may log in to the Purdue Human Resources website to enroll or make changes to their coverage.
FAQ
What is the cost of the student health plan?
The cost of the student health plan varies each year. For the 2021-2022 school year, the cost of the plan is $1,864 per semester.
What is the cost of the employee health plan?
The cost of the employee health plan varies based on the employee’s salary and the plan selected. Employees may log in to the Purdue Human Resources website to view the cost of their coverage.
What is the deadline to enroll or waive the student health plan?
The deadline to enroll or waive the student health plan is typically the second Friday of each semester. For the 2021-2022 school year, the deadline is September 3, 2021 for the fall semester and January 28, 2022 for the spring semester.
What is a qualifying life event for the employee health plan?
A qualifying life event for the employee health plan includes marriage, divorce, birth or adoption of a child, or a change in employment status.
What is the network of providers for the health insurance plans?
The student health plan is administered by Aetna Student Health and has a network of providers across the country, including in-network providers at the Purdue University Student Health Center.
The employee health plan is administered by Anthem Blue Cross and Blue Shield and has a network of providers across the country, including in-network providers at Purdue University hospitals and clinics.
Conclusion
Purdue University offers comprehensive health insurance options for students, faculty, and staff. Students may enroll in the student health plan or waive coverage if they have equivalent coverage through a parent or spouse’s plan. Employees may enroll in the employee health plan during open enrollment or within 30 days of a qualifying life event. For more information, visit the Aetna Student Health or Purdue Human Resources website.
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