Insurance is one of the most important investments you can make for yourself and your family. It offers financial security, peace of mind, and protection against the unknown. One company that has been providing insurance solutions for over 100 years is Piedmont Insurance. With their wide range of coverage options and personalized service, they can help you find the right insurance plan that fits your needs and budget. In this article, we’ll take a closer look at Piedmont Insurance, their products and services, and what sets them apart from other insurance companies.
About Piedmont Insurance
Piedmont Insurance was founded in 1902 in Winston-Salem, North Carolina. They started as a small mutual fire insurance company but have since grown into a large regional insurance carrier with a presence in six states. Today, Piedmont provides a wide range of insurance solutions for personal and business customers, including property, casualty, life, health, and disability insurance.
Piedmont’s Mission
Piedmont’s mission is to provide quality insurance products and services that meet the needs of their customers with an unwavering commitment to integrity and customer service. They strive to build long-term relationships with their clients and take a personalized approach to their insurance needs.
Piedmont’s Values
Piedmont is guided by a set of core values that shape their business practices and help them maintain a high standard of service. These values include:
Integrity |
Customer Focus |
Excellence |
Innovation |
|---|---|---|---|
Act with honesty and transparency in all dealings |
Put the customer first and strive to exceed their expectations |
Strive for continuous improvement and excellence in all aspects of the business |
Promote innovation and embrace new ideas and technologies |
Piedmont’s Coverage Area
Piedmont offers insurance coverage in six states in the southeastern United States: North Carolina, South Carolina, Virginia, Georgia, Tennessee, and Alabama. They have a network of over 2,500 independent agents who provide personalized service to their customers in these states.
Personal Insurance Solutions
At Piedmont, they understand that everyone’s insurance needs are different. That’s why they offer a variety of personal insurance solutions to meet the unique needs of their customers.
Auto Insurance
Auto insurance is one of the most important types of insurance you can have. Piedmont offers comprehensive coverage options for your car, truck, or SUV, including liability coverage, collision coverage, and comprehensive coverage. They also offer discounts for safe driving, multiple vehicles, and multi-policy discounts.
Liability Coverage
Liability coverage is required by law in most states and covers you in the event of an accident where you’re at fault. It helps pay for any damages or injuries you may have caused to another person or their property.
Collision Coverage
Collision coverage helps pay for any damage to your vehicle if you’re involved in an accident where you’re at fault or if your car is damaged in a hit-and-run accident.
Comprehensive Coverage
Comprehensive coverage helps protect your vehicle against damage from events such as theft, vandalism, fire, and natural disasters. It also covers windshield damage and animal collisions.
Homeowners Insurance
Your home is likely your largest investment, and homeowners insurance helps protect it against unforeseen events such as fire, theft, and natural disasters. Piedmont offers comprehensive homeowners insurance coverage options, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
Dwelling Coverage
Dwelling coverage helps protect the structure of your home against damage from covered events such as fire, wind, hail, and lightning.
Personal Property Coverage
Personal property coverage helps protect your personal belongings inside your home, such as furniture, clothing, and electronics, against covered events like theft and damage from fire or water.
Liability Coverage
Liability coverage helps protect you in the event that someone is injured on your property or if you or a family member causes damage to someone else’s property.
Additional Living Expenses Coverage
Additional living expenses coverage helps cover the cost of temporary living arrangements if your home is uninhabitable due to a covered event.
Life Insurance
Life insurance is an important investment for anyone who wants to protect their loved ones in the event of their untimely death. Piedmont offers a range of life insurance products, including term life insurance, whole life insurance, and universal life insurance.
Term Life Insurance
Term life insurance provides coverage for a specific period of time, such as 10 or 20 years. This type of insurance is generally the most affordable option and provides a death benefit if the policyholder passes away during the term of the policy.
Whole Life Insurance
Whole life insurance provides lifetime coverage and a guaranteed death benefit. It also builds cash value over time, which can be borrowed against or used to pay premiums.
Universal Life Insurance
Universal life insurance provides flexible coverage and premiums. It also builds cash value over time and allows policyholders to adjust their coverage and premiums as their needs change.
Business Insurance Solutions
In addition to personal insurance solutions, Piedmont also offers a variety of insurance products and services for businesses of all sizes.
Commercial Property Insurance
Commercial property insurance helps protect your business property from covered events such as fire, theft, and natural disasters. Piedmont offers customizable coverage options for commercial property, including building coverage, business personal property coverage, and business interruption coverage.
Building Coverage
Building coverage helps protect the physical structure of your business property against damage from covered events.
Business Personal Property Coverage
Business personal property coverage helps protect your business equipment, inventory, and other assets against damage from covered events.
Business Interruption Coverage
Business interruption coverage helps cover the loss of income and other expenses that result from a covered event that causes your business to shut down temporarily.
General Liability Insurance
General liability insurance provides protection for your business against claims of property damage, bodily injury, and personal injury. Piedmont offers customizable coverage options for general liability insurance, including product liability coverage, medical payments coverage, and advertising injury coverage.
Product Liability Coverage
Product liability coverage helps protect your business against claims of injury or damage caused by a product you manufacture, distribute, or sell.
Medical Payments Coverage
Medical payments coverage helps cover medical expenses for anyone injured on your property or as a result of your business operations.
Advertising Injury Coverage
Advertising injury coverage helps protect your business against claims of copyright infringement, slander, or libel.
Workers’ Compensation Insurance
Workers’ compensation insurance provides coverage for employees who are injured on the job or develop work-related illnesses. It helps cover medical expenses, lost wages, and other related expenses. Piedmont offers customizable coverage options for workers’ compensation insurance, including employer liability coverage and employee benefits coverage.
Employer Liability Coverage
Employer liability coverage helps protect your business against claims of negligence or wrongdoing related to a workplace injury.
Employee Benefits Coverage
Employee benefits coverage helps cover the cost of benefits such as medical and disability insurance for injured employees.
FAQs
How do I get a quote for insurance?
You can get a quote for insurance by contacting a Piedmont Insurance agent in your area. They will help you assess your insurance needs and provide you with a personalized quote based on your specific situation.
What types of discounts does Piedmont offer?
Piedmont offers a variety of discounts for their insurance products, including safe driving discounts, multi-policy discounts, and multi-vehicle discounts. They also offer discounts for certain professions such as educators and military personnel.
What is the claims process like with Piedmont?
Piedmont has a dedicated claims department that is available 24/7 to assist you with any claims you may have. You can report a claim online or by phone, and Piedmont will work with you to resolve the claim as quickly and efficiently as possible.
Does Piedmont offer online account management?
Yes, Piedmont offers online account management for their customers. You can access your account online to view policy information, make payments, and view claims history.
What sets Piedmont apart from other insurance companies?
What sets Piedmont apart from other insurance companies is their commitment to personalized service and their unwavering commitment to integrity and customer service. They have been serving customers for over 100 years and have built a reputation for excellence in the insurance industry.
Conclusion
Insurance is an important investment for anyone who wants to protect themselves, their family, or their business. Piedmont Insurance offers a wide range of insurance solutions for personal and business customers, including auto, home, life, health, and business insurance. With their commitment to personalized service and their core values of integrity, customer focus, excellence, and innovation, you can trust Piedmont to provide you with the insurance coverage you need to protect what matters most.