Everything You Need to Know About Getting a Georgia Life Insurance License

Are you interested in becoming a licensed life insurance agent in Georgia? If so, you’ve come to the right place. In this article, we’ll go over everything you need to know to get your Georgia life insurance license. From the requirements and exam to FAQs and helpful tips, we’ve got you covered.

Requirements for a Georgia Life Insurance License

Before you can become a licensed life insurance agent in Georgia, you must meet certain requirements. Here’s what you need to know:

Requirement
Description
Age
You must be at least 18 years old.
Residency
You must be a resident of Georgia.
Education
You must complete a pre-licensing education course of at least 40 hours.
Background Check
You must pass a criminal background check.

Once you’ve met these requirements, you’ll be able to move on to the next step of the process.

The Georgia Life Insurance License Exam

After you’ve completed the pre-licensing education course and passed the background check, you’ll need to take and pass the Georgia life insurance license exam. This exam is administered by Pearson VUE and consists of 100 multiple-choice questions. You’ll have 2 hours to complete the exam.

To pass the exam, you must score at least 70%. If you fail the exam, you can retake it after a waiting period of 5 days. You’ll need to pay a fee each time you retake the exam.

FAQs

How long does it take to get a Georgia life insurance license?

The amount of time it takes to get a Georgia life insurance license varies depending on how quickly you’re able to complete the pre-licensing education course, pass the background check, and pass the licensing exam. Generally, it takes about 2-4 weeks.

How much does it cost to get a Georgia life insurance license?

The cost of getting a Georgia life insurance license includes the pre-licensing education course, the background check, and the licensing exam. Expect to pay around $300-$500 total.

Do I need to renew my Georgia life insurance license?

Yes, you’ll need to renew your Georgia life insurance license every 2 years. To do so, you must complete 24 hours of continuing education courses, including 3 hours of ethics training.

Can I get a non-resident Georgia life insurance license?

Yes, if you’re licensed in another state, you can apply for a non-resident Georgia life insurance license. You’ll need to provide proof of your current licensure and pass the Georgia licensing exam.

What kind of jobs can I get with a Georgia life insurance license?

With a Georgia life insurance license, you can work as a life insurance agent, broker, or consultant. You can also work for an insurance company as an underwriter or claims adjuster.

Helpful Tips for Getting Your Georgia Life Insurance License

Here are a few tips to help you prepare for the Georgia life insurance license exam:

  1. Study hard. The exam covers a wide range of topics, including insurance policies, ethics, and state regulations. Make sure you know the material inside and out.
  2. Take practice exams. Practice exams can help you get a feel for the format of the exam and identify areas where you need to study more.
  3. Get a good night’s sleep. The day of the exam, make sure you’re well-rested and alert.
  4. Bring ID. You’ll need to bring a government-issued photo ID, such as a driver’s license, to the exam.

Final Thoughts

Getting your Georgia life insurance license can be a challenging process, but it’s well worth the effort. With your license in hand, you’ll be able to help clients protect their loved ones and plan for the future. Just remember to meet the requirements, study hard, and take the exam seriously. Good luck!