When it comes to purchasing a new car, insurance is an inevitable expense. While some cars are more expensive to insure than others, certain makes and models have lower insurance rates. In this article, we will provide you with a comprehensive guide on the cars with the lowest insurance rates.
Top 10 Cars with the Lowest Insurance Rates
According to recent studies, the following cars have the lowest insurance rates:
Make and Model |
Annual Insurance Cost |
|---|---|
Subaru Outback |
$1,392 |
Jeep Wrangler |
$1,416 |
Fiat 500X |
$1,440 |
Honda CR-V |
$1,452 |
Ford Escape |
$1,470 |
Jeep Compass |
$1,484 |
Subaru Forester |
$1,496 |
Mazda CX-3 |
$1,502 |
Hyundai Santa Fe Sport |
$1,508 |
Hyundai Tucson |
$1,522 |
1. Subaru Outback
The Subaru Outback is a popular choice for families due to its spacious interior and safety features. It also has excellent performance on both paved and unpaved roads.
According to recent studies, the average annual insurance cost for a Subaru Outback is $1,392.
Despite being an SUV, the Outback is one of the most affordable cars to insure due to its advanced safety features and low theft rate.
One of the reasons why the Outback has low insurance rates is because it comes with EyeSight®, Subaru’s driver assistance technology. EyeSight® includes features such as automatic emergency braking, lane departure warning, and adaptive cruise control, all of which can help prevent accidents and reduce insurance claims.
Additionally, the Outback has a low theft rate, which also contributes to its low insurance cost.
2. Jeep Wrangler
The Jeep Wrangler is a popular choice for adventure lovers due to its off-road capabilities and rugged design. It is also known for its durability and versatility.
According to recent studies, the average annual insurance cost for a Jeep Wrangler is $1,416.
Despite being a rugged off-road vehicle, the Wrangler is one of the most affordable cars to insure due to its low theft rate and safety features.
The Wrangler comes with a range of safety features, including electronic stability control, anti-lock brakes, and airbags, which can help prevent accidents and reduce insurance claims.
Additionally, the Wrangler has a low theft rate, which also contributes to its low insurance cost.
3. Fiat 500X
The Fiat 500X is a chic and stylish crossover that offers impressive fuel economy and a fun driving experience. It is also known for its Italian design and spacious interior.
According to recent studies, the average annual insurance cost for a Fiat 500X is $1,440.
The 500X is one of the most affordable cars to insure due to its advanced safety features and low theft rate.
The 500X comes with a range of safety features, including blind-spot monitoring, rear cross-traffic alert, and a rearview camera, all of which can help prevent accidents and reduce insurance claims.
Additionally, the 500X has a low theft rate, which also contributes to its low insurance cost.
4. Honda CR-V
The Honda CR-V is a popular choice for families due to its spacious interior, fuel efficiency, and reliability. It is also known for its advanced safety features and comfortable ride.
According to recent studies, the average annual insurance cost for a Honda CR-V is $1,452.
The CR-V is one of the most affordable cars to insure due to its advanced safety features and low theft rate.
The CR-V comes with a range of safety features, including forward collision warning, automatic emergency braking, and lane departure warning, all of which can help prevent accidents and reduce insurance claims.
Additionally, the CR-V has a low theft rate, which also contributes to its low insurance cost.
5. Ford Escape
The Ford Escape is a popular choice for families due to its spacious interior, fuel efficiency, and advanced safety features. It is also known for its comfortable ride and responsive handling.
According to recent studies, the average annual insurance cost for a Ford Escape is $1,470.
The Escape is one of the most affordable cars to insure due to its advanced safety features and low theft rate.
The Escape comes with a range of safety features, including adaptive cruise control, forward collision warning, and lane departure warning, all of which can help prevent accidents and reduce insurance claims.
Additionally, the Escape has a low theft rate, which also contributes to its low insurance cost.
FAQ: Cars with the Lowest Insurance
1. What factors affect car insurance rates?
There are several factors that affect car insurance rates, including:
- Driving record
- Age
- Gender
- Location
- Type of car
- Usage
- Insurance history
The make and model of your car can also affect your insurance rates. Cars with advanced safety features, low theft rates, and good crash test ratings tend to have lower insurance rates.
2. Why do some cars have lower insurance rates than others?
Cars with lower insurance rates tend to have advanced safety features, low theft rates, and good crash test ratings. These features can help prevent accidents and reduce insurance claims, which in turn leads to lower insurance rates.
3. How can I find out the insurance rates for a specific car?
You can find out the insurance rates for a specific car by contacting your insurance company or using online insurance comparison tools. These tools allow you to compare insurance rates for different cars based on factors such as make, model, and location.
4. Are there any cars that are particularly expensive to insure?
Yes, some cars are particularly expensive to insure due to factors such as their high value, high performance, or high theft rate. Examples of cars that are expensive to insure include sports cars, luxury cars, and high-end SUVs.
5. What can I do to lower my car insurance rates?
There are several things you can do to lower your car insurance rates, including:
- Improve your driving record
- Choose a car with advanced safety features and a low theft rate
- Bundle your insurance policies
- Take advantage of discounts such as multi-car, safe driver, and loyalty discounts
- Shop around for the best insurance rates
By following these tips, you can save money on your car insurance premiums.
Conclusion
Choosing a car with low insurance rates can help you save money on your car insurance premiums. The cars listed in this article have been found to have the lowest insurance rates due to their advanced safety features, low theft rates, and good crash test ratings. By following the tips provided in this article, you can make an informed decision when it comes to purchasing a new car and finding affordable car insurance.