Ameritas Insurance Dental: Complete Guide

If you are looking for a reliable dental insurance, Ameritas Insurance Dental is one of the best options available in the market. Founded in 1887, Ameritas has been providing affordable dental insurance to individuals and families for over 130 years. In this article, we will provide you with a complete guide to Ameritas Insurance Dental, including their coverage, benefits, pricing, and more.

What is Ameritas Insurance Dental?

Ameritas Insurance Dental is a dental insurance provider that offers comprehensive dental coverage to individuals and families. They offer a range of dental insurance plans to fit every budget and need. Whether you are looking for basic coverage or a more comprehensive plan, Ameritas Insurance Dental has you covered.

Ameritas Insurance Dental is known for their excellent customer service and hassle-free claims process. They have a large network of dentists and dental specialists, so you can choose the dentist that fits your needs and preferences. They also offer additional benefits, such as vision insurance and wellness programs.

What are the Benefits of Ameritas Insurance Dental?

There are many benefits to choosing Ameritas Insurance Dental for your dental insurance needs. Here are some of the key benefits:

Benefits
Details
Comprehensive Coverage
Ameritas Insurance Dental offers comprehensive dental coverage, including preventive, basic, and major services.
Flexible Plans
They offer a range of dental insurance plans to fit every budget and need.
Hassle-free Claims Process
Ameritas Insurance Dental has a simple and easy claims process, so you can get reimbursed quickly and easily.
Large Network of Dentists
They have a large network of dentists and dental specialists, so you can choose the dentist that fits your needs and preferences.
Add-on Benefits
They offer additional benefits, such as vision insurance and wellness programs.

Ameritas Insurance Dental Coverage

Ameritas Insurance Dental offers comprehensive dental coverage, including preventive, basic, and major services. Here is a breakdown of their coverage:

Preventive Services

Preventive services are designed to help you maintain good oral health and prevent dental problems. Ameritas Insurance Dental covers the following preventive services:

  • Cleanings
  • Exams
  • X-rays
  • Fluoride treatments
  • Sealants

Basic Services

Basic services are designed to treat dental problems such as cavities and gum disease. Ameritas Insurance Dental covers the following basic services:

  • Fillings
  • Root canals
  • Extractions
  • Gum treatments

Major Services

Major services are designed to treat more complex dental problems such as crowns, bridges, and dentures. Ameritas Insurance Dental covers the following major services:

  • Crowns
  • Bridges
  • Dentures
  • Implants

Ameritas Insurance Dental Plans and Pricing

Ameritas Insurance Dental offers a range of dental insurance plans to fit every budget and need. Their plans vary in coverage levels, deductibles, and premiums. Here is an overview of their plans:

Value Plans

Ameritas Insurance Dental’s Value Plans are their most affordable plans. They offer basic coverage for preventive and restorative services. These plans have low premiums and deductibles, making them a great option for those on a tight budget.

Plus Plans

Ameritas Insurance Dental’s Plus Plans offer more comprehensive coverage for preventive, basic, and major services. These plans have higher premiums and deductibles than the Value Plans, but they provide better coverage for more complex dental procedures.

Premier Plans

Ameritas Insurance Dental’s Premier Plans are their most comprehensive plans. They offer the highest coverage levels for preventive, basic, and major services, as well as orthodontic coverage. These plans have the highest premiums and deductibles but provide the most comprehensive coverage.

FAQ

What is Ameritas Insurance Dental?

Ameritas Insurance Dental is a dental insurance provider that offers comprehensive dental coverage to individuals and families.

What are the benefits of Ameritas Insurance Dental?

Ameritas Insurance Dental offers comprehensive coverage, flexible plans, a hassle-free claims process, a large network of dentists, and additional benefits such as vision insurance and wellness programs.

What does Ameritas Insurance Dental cover?

Ameritas Insurance Dental covers preventive, basic, and major dental services, as well as orthodontic coverage (in Premier Plans).

How much does Ameritas Insurance Dental cost?

The cost of Ameritas Insurance Dental varies depending on the plan you choose. Their plans have varying coverage levels, deductibles, and premiums.

How do I file a claim with Ameritas Insurance Dental?

You can file a claim with Ameritas Insurance Dental online, by phone, or by mail. Their claims process is simple and easy, and they provide prompt reimbursement.

Conclusion

Ameritas Insurance Dental is a reliable and affordable dental insurance provider that offers comprehensive coverage to individuals and families. With their flexible plans, hassle-free claims process, and large network of dentists, Ameritas Insurance Dental is a great choice for anyone looking for affordable and reliable dental insurance.