National General RV Insurance: Protecting Your Home on the Road

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Traveling the open road with a motorhome or recreational vehicle (RV) is an exciting adventure for many Americans. It allows you to explore different parts of the country while enjoying the comforts of home. However, accidents can happen when driving an RV, and that’s why many RV owners opt for insurance coverage to protect their investment. One of the most reputable insurance providers in the market is National General RV Insurance. In this article, we’ll take a closer look at the company, its services, and why it might be a good option for your RV insurance needs.

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About National General RV Insurance

National General Insurance, formerly known as GMAC Insurance, is a major player in the insurance industry that has been providing auto, home, and RV coverage for over 75 years. The company serves individuals and businesses across the United States, with a comprehensive network of agents and a user-friendly online platform. National General RV Insurance focuses on providing specialized coverage for RVs and motorhomes, including travel trailers, fifth wheels, and pop-up campers.

The company is backed by an “A” rating from A.M. Best, demonstrating its financial stability and reliability. National General RV Insurance also offers claims handling that’s available 24/7, which means you can get the assistance you need whenever you need it.

National General RV Insurance Coverage Options

At National General RV Insurance, you can choose from a range of coverage options to suit your individual needs. Here are some of the primary coverage options available:

Coverage
Description
Liability insurance
Covers bodily injury and property damage you cause to others while driving your RV.
Collision insurance
Covers damages to your RV from an accident with another vehicle or object.
Comprehensive insurance
Covers damages to your RV from non-collision incidents, such as theft, vandalism, or natural disasters.
Uninsured/underinsured motorist insurance
Covers damages and injuries you sustain from an accident caused by someone who doesn’t have adequate insurance coverage.
Personal property insurance
Covers personal belongings you carry in your RV, such as clothing, electronics, or furniture.
Full-time insurance
Covers RVers who use their RV as a primary residence or for more than six months per year.

Note that the coverage options may vary depending on your state and specific policy. It’s important to read and understand the terms and conditions of your policy carefully to ensure you have the right level of protection.

FAQ About National General RV Insurance

1. Can I get a quote online for National General RV Insurance?

Yes. You can visit the National General website, provide some basic information about your RV, and get an instant quote online. You can also call the company’s toll-free number to speak to a representative for a personalized quote.

2. How much does National General RV Insurance cost?

The cost of your policy depends on a variety of factors, such as the age, make and model of your RV, your driving history, and the level of coverage you choose. The best way to get an accurate estimate is to request a quote from National General RV Insurance.

3. Can I customize my coverage with National General RV Insurance?

Yes. National General RV Insurance offers several optional coverage items that can be added to your policy, such as roadside assistance, vacation liability, and pet injury coverage.

4. Does National General RV Insurance offer discounts?

Yes. National General RV Insurance offers various discounts that can help you save money on your policy, such as multi-vehicle discounts, safe driver discounts, and paid-in-full discounts. Be sure to ask the company about what discounts you may qualify for.

5. How do I file a claim with National General RV Insurance?

You can file a claim with National General RV Insurance by calling the claims hotline at 1-800-325-1088. You’ll be connected with a representative who will guide you through the process and assist you with any necessary paperwork.

The Bottom Line

As a responsible RV owner, it’s vital to have insurance coverage that gives you peace of mind when you hit the road. National General RV Insurance is a reputable and trustworthy provider that specializes in RV coverage and offers a range of options to suit your needs. Whether you’re a full-time RVer or an occasional traveler, National General RV Insurance can provide you with the protection you need to enjoy your adventure without worries.

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