When it comes to protecting your family, business or assets, insurance is a vital part of your financial planning. Keller Insurance is an insurance agency that offers a range of insurance products and services to help you safeguard your interests against unforeseen events. Whether you are looking for personal or business insurance, Keller Insurance has got you covered. In this article, we will explore the range of insurance products offered by Keller Insurance, their key features and how they can benefit you.
Who is Keller Insurance?
Keller Insurance is an independent insurance agency that was established in 1988 by Jill Keller in Greenville, South Carolina. Since its inception, Keller Insurance has been committed to providing quality insurance coverage and personalized service to its clients. The agency has grown to become one of the leading insurance providers in the region, serving clients across South Carolina and beyond. Keller Insurance is an independent agency, which means that it represents multiple insurance companies, giving clients more options and flexibility when it comes to choosing the right insurance coverage.
Why Choose Keller Insurance?
Choosing Keller Insurance as your insurance provider comes with several advantages:
Advantages |
Description |
|---|---|
Personalized Service |
Keller Insurance offers personalized service to its clients, taking the time to understand their specific needs and concerns. |
Range of Products |
Keller Insurance offers a range of insurance products and services, tailored to meet the diverse needs of its clients. |
Competitive Rates |
Keller Insurance works with multiple insurance providers, allowing clients to compare rates and select the best coverage at the best price. |
Personal Insurance Products
Keller Insurance offers a range of personal insurance products to help individuals and families protect their assets and livelihoods. These include:
Auto Insurance
Auto insurance is mandatory in most states, and for good reason. It helps protect drivers and passengers in the event of an accident, providing coverage for damages, injuries, and liability. Keller Insurance offers comprehensive auto insurance policies that cover everything from collision and theft to flood and fire damage. Clients can choose from a range of coverage options and deductibles to create a policy that fits their needs and budget.
Homeowners Insurance
Homeowners insurance is designed to protect homeowners against damages to their homes and personal property. It can also provide liability coverage in the event that someone is injured on the property. Keller Insurance offers homeowners insurance policies that cover everything from fire and natural disasters to theft and vandalism. Policies can be tailored to the specific needs of each client, with options for additional coverage for jewelry, artwork, and other high-value items.
Life Insurance
Life insurance is an important part of financial planning, providing protection and peace of mind for loved ones in the event of a breadwinner’s unexpected death. Keller Insurance offers life insurance policies that provide coverage for everything from final expenses to the long-term financial needs of dependents. Clients can choose from term life insurance, whole life insurance or universal life insurance, each with its own benefits and features.
Boat Insurance
Boat insurance is essential for boat owners, providing coverage for damages, injuries, and liability while on the water. Keller Insurance offers boat insurance policies that cover a range of watercraft, from small motorboats to yachts and sailboats. Policies can be customized with options for additional coverage, such as personal property and fishing equipment.
FAQs
Q: What is the difference between an independent agency and a captive agency?
A: An independent insurance agency represents multiple insurance companies, giving clients more options and flexibility when it comes to choosing the right insurance coverage. A captive agency represents a single insurance company, limiting clients’ options.
Q: How do I determine how much life insurance I need?
A: The amount of life insurance you need depends on a number of factors, including your age, income, debts, and the financial needs of your dependents. A Keller Insurance agent can help you determine the right amount of coverage for your specific situation.
Q: Can I purchase insurance online?
A: Yes, Keller Insurance offers online quoting and purchasing for many types of insurance products. However, we encourage clients to speak with an agent to ensure that they have the right coverage for their needs.
Q: What if I need to file a claim?
A: Keller Insurance has a dedicated claims department that can assist clients through the claims process. Clients can contact their agent or visit the Keller Insurance website to report a claim.
Business Insurance Products
In addition to personal insurance products, Keller Insurance also offers a range of insurance products and services for businesses of all sizes. These include:
General Liability Insurance
General liability insurance provides protection for businesses against claims of property damage, bodily injury, and advertising injury. Keller Insurance offers comprehensive general liability insurance policies that cover a range of risks, such as slip and falls, product liability, and defamation.
Commercial Automobile Insurance
Commercial automobile insurance is essential for businesses that own and operate vehicles for business purposes. Keller Insurance offers commercial auto insurance policies that cover everything from liability and collision to comprehensive and uninsured motorist coverage.
Workers Compensation Insurance
Workers compensation insurance provides coverage for employees who are injured or become ill as a result of their work. Keller Insurance offers workers compensation insurance policies that comply with state laws and provide coverage for medical expenses, lost wages, and other related expenses.
Business Owners Policies
Business owners policies (BOPs) combine several types of coverage into a single policy, providing comprehensive protection for small businesses. Keller Insurance offers BOPs that include general liability, property insurance, and business interruption insurance, all in one convenient package.
FAQs
Q: What is business interruption insurance?
A: Business interruption insurance provides coverage for lost income and expenses in the event that a business is forced to shut down due to a covered event, such as a natural disaster or fire.
Q: Do I need workers compensation insurance if I only have a few employees?
A: Workers compensation insurance is typically required by state law, regardless of the number of employees a business has. This type of insurance helps protect both the employer and employees in the event of a workplace injury or illness.
Q: Can I purchase insurance for my home-based business?
A: Yes, Keller Insurance offers insurance products and services specifically tailored to home-based businesses, including general liability and property insurance.
Conclusion
Keller Insurance is a trusted partner for individuals and businesses looking for comprehensive insurance coverage and personalized service. With a range of products and services tailored to the unique needs of each client, Keller Insurance is committed to providing quality coverage and peace of mind. Contact us today to learn more about how Keller Insurance can help protect what matters most to you.