Many people that require dental implants often worry about the cost. Dental implants are considered a cosmetic procedure, and as such, many insurance companies deem them unnecessary and do not cover the cost. However, there are insurance plans that do cover dental implants.
What is Dental Implant Insurance?
Dental implant insurance is a type of dental insurance policy that covers the cost of dental implants. It is important to note that not all dental insurance plans cover dental implants, so it is essential to check with each individual plan to determine whether or not dental implants are covered.
What is Covered Under Dental Implant Insurance?
The coverage for dental implants will vary depending on the insurance provider and the specific policy. However, the coverage typically includes:
Coverage |
Details |
Implant Surgery |
The cost of the surgery to place the dental implant. |
Implant Abutment |
The cost of the abutment that connects the artificial tooth to the implant. |
Implant Crown |
The cost of the crown that sits on top of the implant and functions as the artificial tooth. |
Diagnostic Imaging |
The cost of any x-rays or other diagnostic imaging required before the implant surgery. |
What is Not Covered Under Dental Implant Insurance?
Some insurance plans have exclusions and limitations on their coverage for dental implants. Typical exclusions include:
- Pre-existing conditions
- Implants for non-cosmetic reasons, such as extractions or accidents
- Full mouth restorations with implants
- Costs exceeding the annual or lifetime maximum
How to Find Dental Implant Insurance?
There are many dental insurance plans available that cover dental implants. Here are some ways to find dental implant insurance:
Contact Your Insurance Provider
If you already have dental insurance, contact your provider to determine if dental implants are covered under your current policy. If your current policy does not cover dental implants, ask about any other plan options that do.
Research Online
There are many resources online that can help you find dental implant insurance. Websites such as DentalInsurance.com and eHealthInsurance.com offer comparison tools to help you find the best dental implant insurance for your needs.
Contact a Dental Implant Specialist
Dental implant specialists can provide valuable information about dental implant insurance. They can recommend insurance providers that they have worked with in the past and may be able to provide insight into which insurance companies offer the best coverage for dental implants.
Conclusion
Dental implants can be a life-changing solution for individuals with missing teeth. While not all insurance plans cover dental implants, there are options available that offer coverage for this cosmetic dental procedure. It is essential to research and compare dental implant insurance policies to find the best coverage for your needs.
FAQ
1. Are dental implants covered by insurance?
Not all dental insurance plans cover dental implants. However, there are insurance plans available that do offer coverage for this cosmetic dental procedure.
2. What does dental implant insurance cover?
Dental implant insurance typically covers the cost of implant surgery, the implant abutment, the implant crown, and diagnostic imaging.
3. What is not covered under dental implant insurance?
Dental implant insurance may have exclusions and limitations, such as pre-existing conditions, non-cosmetic procedures, full mouth restorations, or cost exceeding the maximum coverage limit.
4. How can I find dental implant insurance?
You can find dental implant insurance by contacting your insurance provider, researching online, or consulting with a dental implant specialist.
5. Are dental implants worth the cost?
Dental implants are a long-term solution for missing teeth, and they provide a natural and comfortable fit. While the cost may vary, dental implants can improve your oral health and overall quality of life.
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