Direct Auto Car Insurance: All You Need to Know

Car insurance is crucial when it comes to protecting your vehicle and financial peace of mind. Without car insurance, accidents, theft and damage can be a huge financial burden. However, choosing the right provider is equally important as it can save you a lot of money in the long run.

If you are in the market for car insurance, you might have come across Direct Auto Car Insurance. In this article, we will take a closer look at Direct Auto Car Insurance, its coverage, cost and customer service.

What is Direct Auto Car Insurance?

Direct Auto Car Insurance is a provider of car insurance in the United States. It was founded in 1991 with the vision to provide affordable car insurance to people who have difficulty obtaining coverage from other providers. Direct Auto Car Insurance operates in 13 states and offers a range of auto insurance products, including liability, collision and comprehensive coverage.

What are the coverage options?

Direct Auto Car Insurance offers different types of coverage to fit different driver’s needs. Here are some of their coverage options:

Coverage Type
Description
Liability Coverage
Covers damages to another person’s property or injuries they sustained in an accident where you were at fault.
Collision Coverage
Covers damages to your vehicle when you collide with another vehicle or an object.
Comprehensive Coverage
Covers damages to your vehicle caused by non-collision events such as theft, fire, vandalism, and natural disasters.
Uninsured Motorist Coverage
Covers damages to your vehicle and injuries you sustained in an accident caused by an uninsured or underinsured driver.

Direct Auto Car Insurance also offers optional coverage, such as roadside assistance, rental reimbursement, and accidental death and dismemberment coverage.

How much does Direct Auto Car Insurance cost?

The cost of car insurance varies depending on several factors, such as age, driving history, location and the type of coverage you require. Direct Auto Car Insurance offers affordable rates to drivers who might have difficulty obtaining coverage from other providers. You can get a quote from Direct Auto Car Insurance by visiting their website or calling their customer service number.

What are the advantages of Direct Auto Car Insurance?

Direct Auto Car Insurance offers several advantages to its customers:

Flexible payment options

Direct Auto Car Insurance offers flexible payment options, including monthly, bi-weekly, and weekly payments. This can make it easier for people who are on a tight budget to afford car insurance.

Low down payment

Direct Auto Car Insurance requires a low down payment, which can help drivers who are struggling to make ends meet.

SR-22 filing assistance

If you need an SR-22 certificate to get your driver’s license reinstated, Direct Auto Car Insurance can help you get one.

24/7 customer service

Direct Auto Car Insurance offers 24/7 customer service, which means you can get assistance whenever you need it, day or night.

What are the disadvantages of Direct Auto Car Insurance?

Direct Auto Car Insurance has some disadvantages that you should be aware of:

Limited availability

Direct Auto Car Insurance operates in only 13 states, which means it might not be available in your area.

Limited coverage options

Direct Auto Car Insurance does not offer as many coverage options as some other providers, which might not suit everyone’s needs.

Higher rates for high-risk drivers

If you have a poor driving history or have been involved in several accidents, Direct Auto Car Insurance might charge you higher rates compared to other providers.

FAQ

How can I get a quote from Direct Auto Car Insurance?

You can get a quote from Direct Auto Car Insurance by visiting their website, calling their customer service number, or visiting one of their local offices.

Can I get Direct Auto Car Insurance if I have a poor driving history?

Direct Auto Car Insurance offers coverage to drivers who might have difficulty getting coverage from other providers, but they might charge higher rates for high-risk drivers.

What types of payment options are available?

Direct Auto Car Insurance offers flexible payment options, including monthly, bi-weekly, and weekly payments.

Does Direct Auto Car Insurance offer roadside assistance?

Direct Auto Car Insurance offers optional roadside assistance coverage for an additional fee.

Does Direct Auto Car Insurance offer discounts?

Direct Auto Car Insurance offers several discounts, including multi-car, military, and safe driver discounts, among others.

Overall, Direct Auto Car Insurance can be a good choice for drivers who are looking for affordable car insurance and flexible payment options. However, it might not be the best option for everyone, especially those who require more coverage options or have a poor driving history.