Dental Insurance Concordia: Everything You Need to Know

If you’re considering dental insurance, Concordia is a great option to consider. With over 150 years of experience, Concordia is a trusted name in the insurance industry. In this article, we will provide you with all the information you need to know about dental insurance with Concordia. Read on to find out more.

What is Dental Insurance?

Dental insurance is a type of insurance that covers the cost of dental care. This includes routine dental check-ups, cleaning, x-rays, fillings, and other dental procedures. The cost of dental care can be expensive, and having dental insurance can help you save money on these expenses.

Many people think that dental insurance is an added expense that they can do without. However, dental problems can escalate quickly, and the cost of treating a dental problem can be very high. By having dental insurance, you can rest assured that you will be covered in case of any dental issues.

Why Choose Concordia?

Concordia is a trusted name in the insurance industry, and for good reason. With over 150 years of experience, Concordia has built a reputation for providing high-quality insurance products and excellent customer service.

When it comes to dental insurance, Concordia offers a range of plans to suit different needs and budgets. Their plans are designed to provide comprehensive coverage for routine dental care as well as more complex dental procedures.

Concordia Dental Insurance Plans

Concordia offers two types of dental insurance plans: basic and comprehensive. Let’s take a closer look at what each plan entails:

Basic Plan

The basic plan provides coverage for routine dental care such as check-ups, cleanings, and x-rays. It also covers fillings, extractions, and simple restorative procedures. This plan is ideal for those who are looking for basic dental coverage at an affordable price.

The basic plan has a low monthly premium and a low deductible. This makes it an affordable option for those who don’t want to spend a lot on dental insurance.

Comprehensive Plan

The comprehensive plan provides coverage for routine dental care as well as more complex procedures such as root canals, crowns, and bridges. It also covers orthodontic treatment, which is not covered under the basic plan. This plan is ideal for those who want more comprehensive dental coverage.

The comprehensive plan has a higher monthly premium and a higher deductible than the basic plan. However, it provides more extensive coverage, which can save you money in the long run.

Benefits of Dental Insurance with Concordia

Choosing dental insurance with Concordia comes with many benefits. Let’s take a look at some of them:

1. Comprehensive Coverage

With Concordia, you can choose from basic or comprehensive plans, depending on your needs and budget. Both plans provide comprehensive coverage for routine dental care as well as more complex procedures.

2. Affordable Premiums

Concordia offers competitive premiums for their dental insurance plans. Their basic plan has a low monthly premium, making it an affordable option for those who want basic dental coverage.

3. Orthodontic Coverage

The comprehensive plan provides coverage for orthodontic treatment, which is not covered under the basic plan. This can be a significant benefit for those who require orthodontic treatment.

4. No Waiting Periods

With Concordia, there are no waiting periods for routine dental care. This means that you can start using your dental insurance as soon as you sign up for a plan.

5. Choice of Dentist

With Concordia, you can choose any licensed dentist to provide your dental care. This means that you can continue seeing your current dentist, even if they are not part of the Concordia network.

FAQs about Dental Insurance with Concordia

1. How much does dental insurance cost with Concordia?

The cost of dental insurance with Concordia depends on the type of plan you choose. The basic plan has a low monthly premium, while the comprehensive plan has a higher monthly premium.

2. Is orthodontic treatment covered under Concordia’s dental insurance?

Orthodontic treatment is covered under Concordia’s comprehensive plan but not under the basic plan.

3. Can I choose any dentist with Concordia’s dental insurance?

Yes, you can choose any licensed dentist to provide your dental care with Concordia’s dental insurance.

4. Is there a waiting period for routine dental care with Concordia’s dental insurance?

No, there are no waiting periods for routine dental care with Concordia’s dental insurance.

5. Can I customize my dental insurance plan with Concordia?

No, Concordia’s dental insurance plans come as pre-packaged plans. However, you can choose between the basic and comprehensive plans depending on your needs and budget.

Conclusion

Dental insurance with Concordia is an excellent option for those who want comprehensive coverage at an affordable price. With their range of plans, competitive premiums, and excellent customer service, Concordia is a trusted name in the insurance industry. So, if you’re looking for dental insurance, consider choosing Concordia for all your dental care needs.