Insurance Hagerty: Protecting Your Precious Collectibles

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For enthusiasts and collectors of vintage and classic cars, boats, and motorcycles, at least one thing is certain: these pieces of history have an emotional and sentimental value that cannot be measured by money. However, as much as these prized possessions are admired and appreciated, they are also vulnerable to damages, theft, and other unforeseeable circumstances. That is where insurance Hagerty comes in.

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What is Hagerty?

Hagerty is an insurance company that is dedicated to protecting classic and vintage vehicles. With over 30 years of experience, Hagerty has become a well-known name in the world of classic and antique vehicles insurance. Hagerty offers coverage to all types of collectibles, including cars, boats, motorcycles, and even military vehicles.

Why Choose Hagerty for Your Insurance Needs?

If you are a collector or enthusiast of classic and vintage vehicles, then you want to make sure that your investments are protected. Hagerty offers a wide range of insurance policies that cater specifically to your unique needs and requirements. Here are some of the reasons why Hagerty stands out:

Features
Benefits
Agreed Value Coverage
You and Hagerty agree on the insured value of the vehicle, so you know exactly how much you will receive in the event of a covered loss.
Flexible Usage
Hagerty understands that your classic vehicle is more than just a hobby. Insurance coverage is available for driving rallies, tours, as well as exhibitions and shows.
No Deductibles
With Hagerty’s insurance coverage, you will not have to pay any deductibles in the event of a covered loss.
Expert Claims Handling
Hagerty’s in-house claims department has a team of experts who specialize in the restoration and repair of classic and vintage vehicles.

Types of Insurance Coverage Offered by Hagerty

Hagerty offers various types of insurance coverage that cater to the specific needs of classic and vintage vehicle enthusiasts. Here are some of the policies that Hagerty offers:

1. Classic Car Insurance

Hagerty’s classic car insurance policy covers a wide range of vehicles that are at least 25 years old. It provides coverage for damages caused by accidents, theft, and other unforeseeable circumstances. Additionally, classic car insurance offers features such as agreed value coverage, repair shop of your choice, and high liability limits.

2. Vintage Boat Insurance

Hagerty’s vintage boat insurance policy covers boats that are at least 25 years old, as well as boats that were built between 1940 and 1975. It provides coverage for damages caused by accidental losses, natural disasters, and collisions. With this policy, you can also benefit from coverage for emergency services, agreed value coverage, and unlimited use for boat shows.

3. Motorcycle Insurance

Hagerty’s motorcycle insurance policy provides coverage for vintage and classic motorcycles that are at least 25 years old. It offers features such as agreed value coverage, flexible usage for rallies and shows, and high liability limits.

How to Get an Insurance Quote from Hagerty

Getting an insurance quote from Hagerty is quick and easy. All you need to do is provide some basic information about your collectible vehicle, and Hagerty will provide you with a personalized quote. You can also use Hagerty’s online calculator to get an estimate of how much your insurance policy will cost.

FAQ About Insurance Hagerty

1. How does Hagerty’s agreed value coverage work?

Hagerty’s agreed value coverage means that you and Hagerty agree on the insured value of your vehicle upfront. This means that in the event of a covered loss, you will receive the full agreed-upon amount without depreciation.

2. Does Hagerty provide coverage for modified vehicles?

Yes, Hagerty provides coverage for modified vehicles, as long as the modifications are disclosed to them and approved in writing.

3. How much does insurance from Hagerty cost?

The cost of insurance from Hagerty depends on a variety of factors, such as the type of vehicle you have, the coverage options you choose, your driving history, and your location. However, in general, insurance from Hagerty is affordable and competitively priced.

4. Does Hagerty offer coverage for daily use of my collectible vehicle?

No, Hagerty does not offer coverage for daily use of your collectible vehicle. However, they do offer flexible usage coverage for rallies, tours, exhibitions, and shows.

5. Can I cancel my insurance policy with Hagerty?

Yes, you can cancel your insurance policy with Hagerty at any time. However, you may be subject to cancellation fees or short rate fees if you cancel your policy mid-term.

Conclusion

In conclusion, if you are a collector or enthusiast of vintage and classic vehicles, then you want to make sure that your investments are protected. Hagerty is an insurance company that specializes in providing coverage for classic and vintage vehicles of all kinds. With its flexible usage coverage, expert claims handling, and affordable pricing, Hagerty is a top choice for collectors and enthusiasts alike.

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