Hartford Insurance Review: Coverage, Rates and More

As one of the oldest insurance companies in the United States, Hartford Insurance has been providing coverage for more than 200 years. This company is known for its long history of quality service and financial stability, which has earned the trust of countless customers across the country. In this review, we will take a closer look at Hartford Insurance’s offerings, rates and customer satisfaction ratings, and provide some helpful tips on choosing the right coverage for your individual needs.

About Hartford Insurance

Hartford Insurance was founded in 1810 in Hartford, Connecticut, and has since grown to become one of the largest insurance providers in the United States. The company offers a wide range of personal and commercial insurance products, including auto, home, and business insurance. With more than 16,000 employees and a network of independent agents, Hartford Insurance is well-positioned to provide top-notch service to its customers.

One of the unique features of Hartford Insurance is its partnership with AARP (American Association of Retired Persons). This partnership allows AARP members to receive special discounts on their insurance policies, and access to exclusive benefits and services. Hartford Insurance also has an A+ rating from the Better Business Bureau, which is a testament to its commitment to customer satisfaction.

Types of Insurance Offered by Hartford

Hartford Insurance offers a range of personal and commercial insurance products to meet the needs of its diverse customer base. Here are some of the most popular types of insurance offered by Hartford:

It’s important to note that not all types of insurance are available in every state, so it’s best to check with your local Hartford Insurance agent to see what types of coverage are available in your area.

Hartford Insurance Rates

When it comes to insurance rates, Hartford Insurance is known for its competitive pricing and discounts. Here are some of the factors that can affect your insurance rates with Hartford:

• Your location
• Your age and driving record (for auto insurance)
• The age and condition of your home (for home insurance)
• The type and size of your business (for business insurance)
• The amount of coverage you need

Hartford Insurance also offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the most common discounts offered by Hartford:

• Multi-policy discount (for customers with more than one policy)
• Renewal discount (for customers who renew their policies)
• Safe driver discount (for customers with no accidents or violations)
• Home safety discount (for customers with safety devices installed in their homes)
• Business safety discount (for customers with safety programs in place at their businesses)

Customer Satisfaction Ratings

When it comes to choosing an insurance provider, customer satisfaction is a crucial factor to consider. Fortunately, Hartford Insurance has received high ratings in this area. According to J.D. Power’s 2020 U.S. Auto Insurance Study, Hartford Insurance ranks fifth out of 24 insurance providers in the overall satisfaction category, with a score of 862 out of 1,000. This study evaluates customer satisfaction based on factors such as price, policy offerings, claims process, and customer service.

Hartford Insurance has also received high ratings from other reputable sources. In the 2020 U.S. Home Insurance Study by J.D. Power, Hartford Insurance ranks fifth out of 14 insurance providers in the overall satisfaction category, with a score of 829 out of 1,000. Additionally, the National Association of Insurance Commissioners (NAIC) reports a low complaint ratio for Hartford Insurance, indicating that the company has received fewer complaints than average for its size.

FAQ: Frequently Asked Questions

How do I file a claim with Hartford Insurance?

To file a claim with Hartford Insurance, you can call their claims center at 1-800-243-5860, or file a claim online through their website. Be sure to have your policy number and any relevant information about the incident on hand when filing your claim.

Does Hartford Insurance offer roadside assistance?

Yes, Hartford Insurance offers roadside assistance as an optional add-on to their auto insurance policies. This coverage can help you with services such as jump-starts, tire changes, and towing.

How can I get a quote from Hartford Insurance?

You can get a quote from Hartford Insurance by visiting their website and filling out their online quote form, or by calling their toll-free number at 1-800-970-0539. Be prepared to provide information about your vehicle or home, as well as your personal information and any relevant details about your insurance needs.

Does Hartford Insurance offer discounts for AARP members?

Yes, Hartford Insurance offers special discounts and benefits for AARP members. These discounts can vary depending on your state and the type of insurance you are looking for, so be sure to check with your local Hartford Insurance agent to see what discounts are available to you.

What sets Hartford Insurance apart from other insurance providers?

One of the key features that sets Hartford Insurance apart from other providers is its long history of financial stability and excellent customer service. In addition, Hartford Insurance has a strong reputation for providing competitive rates and a wide range of insurance products to meet the needs of its diverse customer base.

Conclusion

If you are looking for a reliable, trustworthy insurance provider with a long history of quality service, Hartford Insurance may be the right choice for you. With a wide range of insurance products available, competitive rates, and a strong reputation for customer satisfaction, Hartford Insurance is well-positioned to meet your individual insurance needs. To learn more about Hartford Insurance and get a quote, visit their website or contact a local agent today.