Elephant Auto Insurance: Your Guide to Comprehensive Coverage

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When it comes to protecting your vehicle, there are a lot of options out there – and it can be overwhelming to figure out which one is the right choice for you. Elephant Auto Insurance is one provider that you may have heard of, but what exactly do they offer, and how do they stack up against the competition? In this guide, we’ll take a closer look at Elephant Auto Insurance, including their coverage options, customer service, discounts, and more, so you can make an informed decision and get the peace of mind you deserve on the road.

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Who is Elephant Auto Insurance?

Elephant Auto Insurance is a relatively new player in the insurance industry, having been founded in 2009. They are based in Richmond, Virginia, and offer coverage in six states: Illinois, Indiana, Maryland, Ohio, Tennessee, and Texas. Elephant is part of Admiral Group, which is one of the largest insurers in the United Kingdom. Despite their relatively short history, Elephant has built a solid reputation for providing affordable and reliable car insurance coverage to its customers.

Coverage Options

One of the most important factors to consider when choosing an auto insurance provider is the coverage options they offer. Elephant Auto Insurance provides a range of different coverage types, including:

Coverage Type
Description
Liability Coverage
This is the minimum coverage required by law in most states. It protects you financially if you are found to be at fault for an accident and someone else is injured or their property is damaged.
Collision Coverage
This coverage helps pay for damage to your vehicle if it is involved in a collision, regardless of who is at fault.
Comprehensive Coverage
This coverage helps pay for damages to your vehicle that result from non-collision events, such as theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist Coverage
This coverage protects you if you are involved in an accident with someone who does not have insurance or does not have enough insurance to cover the damages.

In addition to these standard coverage options, Elephant also offers a number of additional coverage choices, such as roadside assistance, rental reimbursement, and pet coverage. You can customize your policy to fit your unique needs and budget, so you don’t have to pay for more coverage than you need.

Discounts and Rewards

Another important aspect of car insurance coverage is the discounts and rewards that are available to you. Elephant Auto Insurance offers a variety of discounts to their customers, including:

  • Multi-Car Discount: If you insure more than one vehicle with Elephant, you can save up to 25% on your premiums.
  • Safe Driver Discount: If you have a clean driving record for at least five years, you can save up to 10% on your premiums.
  • Homeowner Discount: If you own your home, you can save up to 10% on your car insurance with Elephant.
  • Pay-in-Full Discount: If you pay your annual premium in full, you can save up to 10% on your premiums.
  • Good Student Discount: If you have a high school or college student on your policy with good grades, you can save up to 12% on your premiums.

In addition to these discounts, Elephant also offers a number of rewards programs, such as their Refer-a-Friend program and their Win Big Give Back program, which gives customers the chance to win prizes and support local charities.

Customer Service and Claims Process

Of course, even the best coverage and discounts won’t matter if you can’t rely on your auto insurance provider to be there for you when you need them most. Fortunately, Elephant Auto Insurance has a strong reputation for providing excellent customer service and a streamlined claims process.

Customers can manage their policies and make payments online or through the Elephant mobile app, and the company offers 24/7 support via phone or email. Their claims process is designed to be quick and easy, with the ability to file a claim online or over the phone, as well as the option for direct payment to repair shops.

Frequently Asked Questions

Is Elephant Auto Insurance available in all states?

No, Elephant is currently only available in six states: Illinois, Indiana, Maryland, Ohio, Tennessee, and Texas.

How do I get a quote from Elephant Auto Insurance?

You can get a quote online or by calling Elephant’s customer service line.

What payment options are available with Elephant Auto Insurance?

Elephant offers a variety of payment options, including online payments, automatic payments, and payments by phone.

How do I file a claim with Elephant Auto Insurance?

You can file a claim online, over the phone, or through the Elephant mobile app.

What discounts are available with Elephant Auto Insurance?

Elephant offers a range of discounts, including multi-car discounts, safe driver discounts, homeowner discounts, pay-in-full discounts, and good student discounts.

Conclusion

All in all, Elephant Auto Insurance is a solid choice if you’re looking for affordable and reliable car insurance coverage. With a range of coverage options, discounts, and rewards programs, as well as excellent customer service and a streamlined claims process, Elephant can provide you with the peace of mind you need on the road. Whether you’re a safe driver with a clean record or a student looking to save on your premiums, Elephant has something to offer – so why not get a quote today and see how they can help protect you and your vehicle?

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