Geico Homeowners Insurance Phone Number

When it comes to homeowners insurance, finding the right company can be a daunting task. With so many options available, it can be difficult to know where to start. Geico is one of the top insurance companies in the country, and they offer a variety of homeowners insurance policies to meet your needs. In this article, we’ll take a closer look at Geico homeowners insurance, including their phone number, coverage options, and frequently asked questions.

Geico Homeowners Insurance Coverage

Geico offers a variety of homeowners insurance policies to meet the needs of different homeowners. Their coverage options include:

Geico also offers additional coverage options, like flood insurance, earthquake insurance, and personal property replacement cost coverage. You can customize your policy to include the types of coverage you need.

Geico Homeowners Insurance Phone Number

If you’re interested in getting a homeowners insurance policy from Geico, you can contact them by phone at 1-800-841-2964. Their customer service representatives are available 24/7 to answer your questions and help you choose the right policy for your needs.

When you call Geico, you’ll need to provide some information about your property, like its location, square footage, and age. You may also be asked about your home’s construction, like the materials used for the roof and walls. This information will help Geico determine your insurance needs and provide you with an accurate quote.

Geico Homeowners Insurance FAQ

How much does Geico homeowners insurance cost?

Geico’s homeowners insurance rates vary depending on a variety of factors, like the size and location of your home, the age of your home, and the types of coverage you choose. On average, Geico’s rates are competitive with other major insurance companies.

What discounts are available for Geico homeowners insurance?

Geico offers a variety of discounts that can help you save money on your homeowners insurance, including:

• Multi-Policy discount: If you have multiple policies with Geico, like auto insurance and homeowners insurance, you can save up to 25% on your homeowners insurance.
• Protective Devices discount: If you have smoke detectors, burglar alarms, or other protective devices in your home, you can save up to 15% on your homeowners insurance.
• New Home discount: If your home was built within the last 10 years, you can save up to 20% on your homeowners insurance.

How do I file a claim with Geico homeowners insurance?

If you need to file a claim with Geico homeowners insurance, you can do so by phone or online. To file a claim by phone, call Geico’s claims department at 1-800-861-8380. To file a claim online, log in to your Geico account and click on “Report a Claim.”

When filing a claim, you’ll need to provide information about the loss or damage, like the date it occurred and the cause of the damage. You may also need to provide documentation, like photos or receipts, to support your claim.

What is not covered by Geico homeowners insurance?

Geico homeowners insurance does not cover everything. Some examples of things that are not covered by a standard homeowners insurance policy include:

• Floods
• Earthquakes
• Mold or fungus
• Wear and tear or maintenance-related damage
• Damage caused by pests, like termites or rodents

If you need coverage for any of these things, you may need to purchase additional insurance policies.

How do I cancel my Geico homeowners insurance policy?

If you need to cancel your Geico homeowners insurance policy, you can do so by phone or online. To cancel by phone, call Geico’s customer service department at 1-800-841-1587. To cancel online, log in to your Geico account and click on “Cancel Policy.”

When cancelling your policy, you may be asked to provide a reason for cancelling. You may also need to provide some information about your new insurance provider if you’re switching to a different company.

Conclusion

Geico homeowners insurance is a great option for homeowners looking for reliable coverage at a competitive price. With a variety of coverage options and discounts available, Geico can help you protect your home and belongings. If you’re interested in getting a quote, give them a call at 1-800-841-2964.