Penn National Insurance: Protecting You and Your Business

When it comes to insurance, it’s important to choose a company that you can trust. Penn National Insurance has been a reliable and trustworthy insurer for over 100 years, providing coverage for everything from homes to businesses. In this article, we’ll take a closer look at Penn National Insurance and what they have to offer.

History of Penn National Insurance

Penn National Insurance was founded in 1919 in Harrisburg, Pennsylvania. The company started as a mutual fire insurance company, but over the years, it has grown to offer a wide range of insurance products. Today, Penn National Insurance operates in 11 states and has over 800 employees.

One thing that sets Penn National Insurance apart from other insurers is their commitment to their policyholders. Because they are a mutual company, they are owned by their policyholders and are not driven by the profit motive like some other insurers.

What is a Mutual Insurance Company?

A mutual insurance company is a type of insurance company that is owned by its policyholders. Policyholders have a say in how the company is run and can even elect the company’s board of directors. Because mutual insurance companies are not driven by a profit motive, they are often able to offer more competitive rates and better customer service than other insurers.

Insurance Products Offered by Penn National Insurance

Penn National Insurance offers a wide range of insurance products for both individuals and businesses. Let’s take a closer look at some of the products they offer:

Personal Insurance

For individuals, Penn National Insurance offers home, auto, and personal umbrella insurance. They also offer coverage for boats, motorcycles, and recreational vehicles.

Home Insurance

Penn National Insurance offers several different types of home insurance, including:

Type of Home Insurance
Description
Homeowners Insurance
Covers damage to your home and personal property
Condo Insurance
Covers damage to your condo and personal property
Renters Insurance
Covers damage to your personal property if you are renting a home or apartment

Auto Insurance

Penn National Insurance offers several different types of auto insurance, including:

Type of Auto Insurance
Description
Liability Insurance
Covers damage you cause to other people or their property
Collision Insurance
Covers damage to your car in an accident
Comprehensive Insurance
Covers damage to your car from things like theft, vandalism, or weather events

Business Insurance

For businesses, Penn National Insurance offers a wide range of insurance products, including:

Property Insurance

Penn National Insurance offers property insurance to protect your business property from damage or loss. This includes coverage for buildings, equipment, and inventory.

Liability Insurance

Liability insurance is important for businesses, as it can protect you from lawsuits if someone is injured on your property or if you are sued for damages related to your business activities.

Workers’ Compensation Insurance

If you have employees, you are required by law to have workers’ compensation insurance. This insurance provides coverage for medical expenses and lost wages if one of your employees is injured on the job.

Frequently Asked Questions About Penn National Insurance

What sets Penn National Insurance apart from other insurance companies?

One thing that sets Penn National Insurance apart from other insurers is their commitment to their policyholders. Because they are a mutual company, they are owned by their policyholders and are not driven by the profit motive like some other insurers. This allows them to offer more competitive rates and better customer service.

What types of insurance does Penn National Insurance offer?

Penn National Insurance offers a wide range of insurance products for both individuals and businesses. Some of the products they offer include home, auto, and personal umbrella insurance for individuals, as well as property insurance, liability insurance, and workers’ compensation insurance for businesses.

How long has Penn National Insurance been in business?

Penn National Insurance was founded in 1919, so they have been in business for over 100 years.

Is Penn National Insurance a good company to work with?

Overall, Penn National Insurance has a good reputation in the insurance industry. They are known for their excellent customer service and their commitment to their policyholders. If you are looking for an insurance company that you can trust, Penn National Insurance is definitely worth considering.

How can I get a quote for insurance from Penn National Insurance?

You can get a quote for insurance from Penn National Insurance by visiting their website or by speaking with one of their agents. They will ask you some basic questions about your insurance needs and provide you with a quote based on that information.

Conclusion

When it comes to insurance, it’s important to choose a company that you can trust. Penn National Insurance has been providing reliable coverage for over 100 years, and they are committed to their policyholders. Whether you are an individual looking for home or auto insurance, or a business owner looking for liability or workers’ compensation insurance, Penn National Insurance has a product that can meet your needs. Contact them today to learn more.