If you are looking for an insurance company that is streamlined, affordable and reliable, then 21st Insurance is the perfect choice for you. This insurance company provides you with auto, home, renters and specialty insurance policies that are tailored to suit your needs.
About 21st Insurance
21st Insurance was founded in 1958 and is currently based in Wilmington, Delaware. The company has a reputation for providing affordable insurance policies with excellent customer support. 21st Insurance is a subsidiary of the Farmers Insurance Group of Companies.
21st insurance is a direct-to-consumer insurance company that allows customers to purchase insurance policies online or over the phone. The company is dedicated to providing its customers with quality insurance policies that are affordable and comprehensive.
Auto Insurance Policies
21st Insurance provides a wide range of auto insurance policies that are designed to meet the unique needs of its customers. These policies include liability, collision, comprehensive, personal injury protection, uninsured/underinsured motorist, and roadside assistance coverage.
21st Insurance offers discounts for safe drivers, good students, and multiple cars. The company also provides tools and resources to help its customers lower their insurance premiums.
Liability coverage
Liability coverage is mandatory in most states. It covers the cost of damages to someone else’s property or injuries to someone else that you caused while driving your vehicle. 21st Insurance provides liability coverage that meets the minimum requirements in your state.
Collision coverage
Collision coverage covers the cost of damages to your vehicle in a collision, regardless of who is at fault. 21st Insurance provides collision coverage that is designed to protect your vehicle in the event of an accident.
Comprehensive coverage
Comprehensive coverage covers damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters. 21st Insurance provides comprehensive coverage that protects your vehicle from a wide range of damages.
Personal injury protection
Personal injury protection covers the cost of medical expenses for you and your passengers in the event of an accident. 21st Insurance provides personal injury protection that ensures that you and your passengers are covered in the event of an accident.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage covers the cost of damages and injuries that you sustain in an accident caused by a driver who is not adequately insured. 21st Insurance provides uninsured/underinsured motorist coverage that protects its customers from the financial ramifications of an uninsured driver.
Roadside assistance coverage
Roadside assistance coverage provides assistance in the event of a breakdown or flat tire. 21st Insurance provides roadside assistance coverage that ensures that you are never stranded on the side of the road.
Home Insurance Policies
21st Insurance provides homeowners insurance policies that protect your home and personal property in the event of damage or loss. These policies include dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
The company provides discounts for home security systems, new homes, and multiple policies. 21st Insurance also provides tools and resources to help its customers lower their insurance premiums.
Dwelling coverage
Dwelling coverage covers damages to your home’s structure, including the roof, walls, floors, and foundation. 21st Insurance provides dwelling coverage that protects your home from a wide range of damages.
Personal property coverage
Personal property coverage covers the cost of replacing your personal property, such as furniture, electronics, and clothing, in the event of damage or loss. 21st Insurance provides personal property coverage that ensures that you are reimbursed for your losses.
Liability coverage
Liability coverage covers the cost of damages and injuries that you are legally responsible for. 21st Insurance provides liability coverage that protects you from the financial ramifications of a lawsuit.
Additional living expenses coverage
Additional living expenses coverage provides assistance with living expenses if you are unable to live in your home due to damage or loss. 21st Insurance provides additional living expenses coverage that ensures that you are not financially burdened by a disaster.
Renters Insurance Policies
21st Insurance provides renters insurance policies that protect your personal property in the event of damage or loss. These policies include personal property coverage, liability coverage, and additional living expenses coverage.
The company provides discounts for home security systems and multiple policies. 21st Insurance also provides tools and resources to help its customers lower their insurance premiums.
Personal property coverage
Personal property coverage covers the cost of replacing your personal property, such as furniture, electronics, and clothing, in the event of damage or loss. 21st Insurance provides personal property coverage that ensures that you are reimbursed for your losses.
Liability coverage
Liability coverage covers the cost of damages and injuries that you are legally responsible for. 21st Insurance provides liability coverage that protects you from the financial ramifications of a lawsuit.
Additional living expenses coverage
Additional living expenses coverage provides assistance with living expenses if you are unable to live in your home due to damage or loss. 21st Insurance provides additional living expenses coverage that ensures that you are not financially burdened by a disaster.
Specialty Insurance Policies
21st Insurance provides specialty insurance policies that cover a wide range of unique needs. These policies include motorcycle insurance, boat insurance, and landlord insurance.
Motorcycle insurance
Motorcycle insurance covers the cost of damages and injuries that you sustain in an accident while riding your motorcycle. 21st Insurance provides motorcycle insurance that is tailored to meet the unique needs of motorcycle riders.
Boat insurance
Boat insurance covers the cost of damages and injuries that you sustain in an accident while boating. 21st Insurance provides boat insurance that is tailored to meet the unique needs of boaters.
Landlord insurance
Landlord insurance covers the cost of damages and injuries that occur on your rental property. 21st Insurance provides landlord insurance that ensures that you are protected from the financial ramifications of a lawsuit.
FAQ
Question |
Answer |
|---|---|
What types of insurance policies does 21st Insurance provide? |
21st Insurance provides auto, home, renters, and specialty insurance policies. |
What discounts does 21st Insurance offer? |
21st Insurance offers discounts for safe drivers, good students, multiple cars, home security systems, new homes, and multiple policies. |
Can I purchase insurance policies online? |
Yes, 21st Insurance is a direct-to-consumer insurance company that allows customers to purchase insurance policies online or over the phone. |
What is liability coverage? |
Liability coverage covers the cost of damages to someone else’s property or injuries to someone else that you caused while driving your vehicle. |
What is personal property coverage? |
Personal property coverage covers the cost of replacing your personal property, such as furniture, electronics, and clothing, in the event of damage or loss. |