1st Guard Insurance: A Comprehensive Guide for Trucking Businesses

Trucking companies need insurance coverage that is tailored to their specific needs. That’s where 1st Guard Insurance comes in. This company specializes in providing comprehensive insurance solutions to businesses in the trucking industry.

Who is 1st Guard Insurance?

1st Guard Insurance was founded in 1937 and is headquartered in Venice, Florida. The company specializes in providing insurance coverage to the transportation industry, with a particular focus on trucking businesses. 1st Guard Insurance is known for their exceptional customer service and competitive rates.

What types of insurance does 1st Guard Insurance offer?

1st Guard Insurance offers a wide range of insurance products for trucking businesses, including:

Insurance Product
Description
Primary Liability Insurance
Covers damages or injuries caused by your truck or driver to other people or property.
Physical Damage Insurance
Covers damage to your truck or trailer caused by accidents, theft, vandalism, or weather-related events.
Cargo Insurance
Covers the value of any cargo you are transporting in the event of loss or damage.
Non-Trucking Liability Insurance
Covers you when you are driving your truck for non-business purposes, such as to and from your personal residence.
Occupational Accident Insurance
Provides coverage for medical expenses, disability benefits, and accidental death and dismemberment benefits for your truck drivers.

Why should I choose 1st Guard Insurance for my trucking business?

There are several reasons why 1st Guard Insurance is an excellent choice for your trucking business:

1. Specialization in the trucking industry: 1st Guard Insurance understands the unique risks and challenges that trucking businesses face, and their insurance products are tailored accordingly.

2. Competitive rates: 1st Guard Insurance offers some of the most competitive rates in the industry, without sacrificing coverage or customer service.

3. Exceptional customer service: 1st Guard Insurance is known for their commitment to providing excellent customer service. They have a team of experienced professionals who are dedicated to meeting the needs of their clients.

How do I get a quote from 1st Guard Insurance?

Getting a quote from 1st Guard Insurance is easy. You can visit their website and fill out a brief form with your contact information and some basic details about your trucking business. A representative from 1st Guard Insurance will contact you shortly to discuss your insurance needs and provide you with a quote.

FAQ

What is primary liability insurance?

Primary liability insurance is a type of insurance that covers damages or injuries caused by your truck or driver to other people or property. This is a required form of insurance for all trucking businesses operating in the United States.

Do I need physical damage insurance?

Physical damage insurance is not required by law, but it is highly recommended for all trucking businesses. This type of insurance covers damage to your truck or trailer caused by accidents, theft, vandalism, or weather-related events.

What is cargo insurance?

Cargo insurance is a type of insurance that covers the value of any cargo you are transporting in the event of loss or damage. This is a critical form of insurance for trucking businesses that transport valuable or sensitive cargo.

What is non-trucking liability insurance?

Non-trucking liability insurance covers you when you are driving your truck for non-business purposes, such as to and from your personal residence. This type of insurance is also known as bobtail insurance.

What is occupational accident insurance?

Occupational accident insurance provides coverage for medical expenses, disability benefits, and accidental death and dismemberment benefits for your truck drivers. This type of insurance is not required by law, but it is highly recommended for all trucking businesses.

Can I get a quote online?

Yes, you can get a quote from 1st Guard Insurance online by visiting their website and filling out a brief form with your contact information and some basic details about your trucking business.

In summary, 1st Guard Insurance is an excellent choice for trucking businesses in need of comprehensive insurance coverage at competitive rates. Their specialization in the trucking industry, exceptional customer service, and wide range of insurance products make them a top choice for businesses of all sizes.